Synopsis:- Shares fell around 4% after dropping 6% intraday, following RBI’s decision to return its universal bank application. Despite 22.4% deposit growth, 33.2% CASA growth, and 777 branches, concerns over portfolio mix, negative margins (-2% to -3%), and delayed...
Synopsis: Ujjivan SFB’s universal bank upgrade plan stalled after RBI rejected the application, citing insufficient loan book diversification despite Rs 37,050 crore advances, though the lender continues to show steady growth and improving profitability trends. The...
Double bottom is a Bullish Reversal Pattern that is used in Technical analysis to look for signals of a trend shift, from a downtrend to an Uptrend. This pattern is the Opposite of the Double-top pattern. How to Trade the Pattern Once the price breaks above the...
Small bank stocks with Net Interest Margins (NIM) above 5% are emerging as hidden gems in the financial sector, catching the eye of savvy investors. With high NIMs signaling strong profitability and efficient lending practices, these banks often outperform their...
Dolly Khanna is a well-known Indian investor famous for her smart choices in the stock market. She manages her investments alongside her husband, Rajiv Khanna. Together, they have built a portfolio worth over Rs. 469.9 crore. Dolly is admired for finding stocks that...
Fundamental Analysis of Ujjivan Small Finance Bank: The concept of Small Finance Banks (SFB) was introduced in India in 2015. It was done with the aim of promoting financial inclusion for the unbanked and underbanked population. This population is situated generally...
