The shares of this diversified non-banking finance company gained up to 4 percent in today’s trading session after the company had fixed the ‘Record Date’ for the purpose bonus and a stock split.
Price Movement
With a market capitalization of Rs 6.05 lakh crore, the shares of Bajaj Finance Ltd were trading at Rs 9,740.00 per share, increasing around 3.91 percent as compared to the previous closing price.
Matter explanation
The shares of Bajaj Finance Ltd have seen positive movement after the company set June 16, 2025, as the record date to determine eligible shareholders for its planned stock split and bonus share issue. The move signals increased investor interest, as the sub-division and bonus issue aim to enhance liquidity and broaden retail shareholding.
Earlier, on April 29, the board approved a stock split, subdivision of 1 equity share of face value of Rs. 2 each fully paid-up into 2 equity shares of face value of Rs 1 each fully paid-up. It also recommended a 4:1 bonus issue, granting four shares with the face value of Rs 1 bonus shares for every existing share with the face value of Rs 1. This results in shareholders receiving eight Rs 1 shares for each original Rs 2 share, substantially increasing the total outstanding shares.
Financial Examination
Recently, Bajaj Finance Ltd reported positive results in Q4FY25, Revenue increased by 2.3 percent on a quarter-on-quarter basis from Rs 18,035 crore in Q3FY25 to Rs 18,457 crore in Q4FY25. Further, revenue zoomed by 23 percent year on year, from Rs 14,926 crore in Q4FY24 to Rs 18,457 crore in Q4FY25.
The company’s net profit increased by 6 percent on a quarter-on-quarter basis, from Rs. 4,308 crore in Q3FY25 to Rs. 4,546 crore in Q4FY25. Further, net profit magnified significantly by 18 percent year on year from Rs 3,825 crore in Q4FY24 to Rs 4,546 crore in Q4FY25.
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Market Outlook
Management expects 25 percent consolidated balance sheet growth and 22–23 percent profit growth in the next fiscal year. While remaining cautious due to macroeconomic headwinds, they aim to leverage strong capital and customer base, prioritizing margin maintenance and risk discipline without compromising profitability amidst potential credit cost pressures.
Management Comment
Bajaj Finance expects strong FY26 performance, targeting 14–16 million new customers and 24–25 percent AUM growth. NIM is expected to remain stable, with improved Opex and fee income. Profitability, ROA (4.4–4.6 percent), ROE (19–20 percent), and AI adoption across functions will drive future efficiency and growth.
Geographic presence
As of 31 March 2025, Bajaj Finance’s geographic presence reached 4,263 locations, including 1,582 urban and 2,681 rural lending points. The company added only 4 new locations in Q4 FY25, indicating a slowdown after rapid expansion in prior quarters and years.
Company Profile
Bajaj Finance Ltd. is engaged in lending and accepting deposits. It has a diversified lending portfolio across retail, small and medium-sized enterprises (SMEs), and commercial customers with a presence in both urban and rural India.
Written by Abhishek Singh
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