Synopsis– In 2025, several Flexi Cap funds significantly underperformed the NIFTY 500 TRI, with Samco, Shriram, and Quant posting steep 1-year losses. Poor stock selection, high expense ratios, and short-term volatility made these funds unsuitable for long-term wealth creation.
The review of Flexi Cap funds in 2025 showcases that a number of the schemes were failing to even to match its benchmark NIFTY 500 TRI performance with Samco, Shriram and Quant recording high near-term losses. Large expense ratios, poor stock selection, and volatility in the short term have played a role in poor performance in most funds. These mentioned funds are something that your money should stay away from.
Comparison of 5 Worst Performing Flexi Cap Funds (2025)
Fund Name
1-Year SIP XIRR
AUM (₹ Cr)
Expense Ratio
Invested (₹)
Current Value (₹)
Samco Flexi Cap Fund
-11.37%
413
0.96%
60,000
56,828
Shriram Flexi Cap Fund
-3.40%
136
0.83%
60,000
59,066
Taurus Flexi Cap Fund
-1.24%
355
2.57%
60,000
59,661
Navi Flexi Cap Fund
5.28%
255
0.56%
60,000
61,427
Quant Flexi Cap Fund
-4.16%
7,011
0.66%
60,000
58,857
Key Observations
Samco is the clear underperformer throughout all periods (vast difference with benchmark and peers).
Shriram, Taurus and Navi are close to the benchmark but never outperformed.
Quant flexi cap’s long-term returns are good, but the high 1Y decline (-13.28%) puts it among the worst short-term performers.
Final Thoughts
The primary objective of investing in a mutual fund is to outperform the market and give returns that are above the index. The above-mentioned funds, however, with the exception of Quant Flexi Cap, not only performed poorly over the past year but also did not perform consistently with the market over the 3-year and 5-year categories. This illustrates ineffective stock-picking skills, inefficient portfolio management and augmented downside risk to long-term investors.It is important to select the appropriate fund because schemes that underperform will destroy wealth rather than creating it.
Written by Prajwal Hegde
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