Synopsis:
Suryoday Small Finance Bank Limited has received its first interim claim of Rs.313.89 crore from the National Credit Guarantee Trustee Company under the Credit Guarantee Fund for Micro Units Scheme for the base year 2023–24.
The shares of a small-cap firm engaged in offering solutions in business process management, Enterprise Content Management, and Customer Communication Management gained notice after receiving four major international orders from different countries.
With the market capitalization of Rs.1,615.61 crores, the shares of Suryoday Small Finance Bank Limited are trading at Rs.152, up by 12.80 percent from its previous day’s closing price of Rs.134.75 per equity share. Stock made a high of Rs. 161 an increase of 19.48 percent.
What’s the news?
Suryoday Small Finance Bank Limited received its first interim claim of Rs. 313.89 crore from the National Credit Guarantee Trustee Company under the Credit Guarantee Fund for Micro Units Scheme for the base year 2023–24. The full amount was settled on September 30, 2025, and the claim forms part of the bank’s routine business operations.
In simple terms, the bank got back money it was supposed to receive under a government guarantee scheme for loans to small businesses. It’s a normal part of its business, not something unusual.
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About the company
Suryoday Small Finance Bank Limited mainly focuses on providing micro credit to financially weaker women who have limited access to traditional banking services. Its operations are largely based on the Grameen model, adapted through the Joint Liability Group structure, where members collectively ensure each other’s loan repayment. In addition, the bank offers funding for mortgage loans, commercial vehicles, MSMEs, and non-banking finance companies.
The company’s revenue went up from Rs.488 crore in Q1FY25 to Rs.495 crore in Q1FY26. Net profit went down from Rs.70 crore in Q1FY25 to Rs.35 crore in Q1FY26. Its return on equity is 6 percent, and return on capital employed is 7 percent. With a P/E ratio of 20.26, compared to the industry average of 17.45.
Written by Jhanavi Sivakumar
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