Synopsis:Stock jumped 13.6 percent after reporting 82 percent loan book growth to Rs 4,551 crore in Q1 FY27, supported by strong FY26 performance and steady business expansion.
The shares of this company, which is an RBI-registered, tech-driven NBFC specializing in supply chain and working capital financing for MSMEs and dealers across India, gained focus after a strong Q1 update.
With a market capitalization of Rs 4,540 crore, SG Finserve Ltd’s shares on Wednesday made a day high of Rs 700 per share, up 13.6 percent from the previous day’s close price of Rs 616.40 per share. The share of the company gave a return of 72 percent over the last year.
Q1 Key Business Highlights
Strong Loan Book Expansion
SG Finserve Limited (SGFL) reported a strong start to FY27, closing Q1 with a loan book of around Rs 4,551 crore as of June 30, 2026, reflecting healthy business momentum across its lending portfolio.
Sharp YoY Growth
On a year-on-year basis, the loan book grew about 82 percent compared to June 30, 2025, highlighting strong expansion in the company’s lending operations and steady scale-up over the past year.
Healthy QoQ Growth
On a sequential basis, the loan book increased around 16 percent compared to March 31, 2026, showing consistent quarter-on-quarter growth and sustained traction in disbursements during the quarter.
Strong FY26 Performance Carrying Forward Momentum: The company’s robust FY26 performance provided a strong base for continued momentum in the next quarter.
SG Finserve Limited reported a strong FY26 performance, with its loan book reaching an all-time high of Rs 3,936 crore as of March 31, 2026, marking 23 percent QoQ and 75 percent YoY growth. Gross disbursements crossed Rs 25,000 crore during the year, rising 40 percent YoY, reflecting strong business scale-up and healthy traction in its core supply chain financing segment.
Profit before tax grew 30 percent QoQ and 56 percent YoY, while profit after tax increased 30 percent QoQ and 58 percent YoY, supported by strong operational efficiency and disciplined cost control. The company strengthened its capital position with Rs 316 crore equity infusion, while maintaining cost-to-income below 15 percent, nil NPAs, RoA of 4.80 percent, and RoE of 12 percent, along with leverage at 1.9x, providing strong growth headroom.
About the Company
SG Finserve Limited (SGFL) is a tech-enabled RBI-registered non-banking finance company (NBFC) providing inclusive business financing solutions to channel partners- Dealers, Distributors, Retailers, Buyers, Suppliers, Transporters/ Logistics, etc. of Indian Corporates.
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