Today, credit cards are more than just ways to pay; they offer people many financial management options. This metal credit card is unique among many others because it combines great design with important features. We will look at the unique aspects of this card and find out how they can help you with your finances.
Exclusive Rewards System
Everything you purchase gets you reward points that will never expire.
- You can earn 5 times the reward points on your two leading spending categories every month.
- Customise your collection of perks to match your daily activities, for example, finding great rewards in grocery shops, dining, or while travelling.
- You won’t have to track or switch card use based on categories since the flexible system does this for you.
OneCard App Features
1. Spends Planner: The OneCard app has a Spend Planner that acts as a personal financial planner for you. It enables you to do the following tasks:
- Create financial plans based on the various things you spend money on.
- Check how much you are spending every day or hour.
- Examine the way you handle money by looking at clear visuals.
- Achieve advice on how to manage your spending best.
- You can always see how much you have spent with the Spend Planner, which helps you decide what to do for the rest of the month.
2. Subscription Tracking Facility: Subscription management is a major highlight of the app’s services. It is not easy to follow many repeating payments in the current subscription economy. It makes things much simpler for you through OneCard.
- Programs that identify and place subscription payments in the correct accounts
- A single overview of all the subscriptions you have
- Notifications are sent before customers are expected to pay
- Understanding the way people subscribe to various content.
- An easy way to stop or cancel any subscriptions
- You won’t get any unnecessary charges from expired subscriptions and you will always clearly see your recurring expenses, which may save you a lot of money.
3. Lifestyle-Enhancing Features (MyRent): The MyRent feature transforms the typically stressful experience of rent payments. With this tool, you can-
- Transfer rent payments instantly for both home and office
- Track and manage all rent transactions in one place
- Access historical rent payment records
- Schedule recurring payments to avoid late fees
Also read: Everything You Need to Know About Virtual Credit Cards – And Why You Should Get One Today!
4. FD-Backed Credit Option: OneCard democratizes access to credit with its fixed deposit-backed option
- Qualify for a credit card regardless of credit score
- Create an FD starting from just ₹5,000 up to ₹1,00,000
- Receive a credit limit equivalent to your fixed deposit amount
- Access a premium metal card with an FD of ₹50,000 or more
5. MyFamily: The MyFamily feature redefines how families manage shared expenses
- Share your credit limit with up to five family members
- Issue personalised cards for each family member
- Set individual spending limits for better control
- Track expenses separately through the app
- Help family members build their credit history
Security and Emergency Features
Tap In-App Auth: With OneCard, you only need to tap your phone when it senses an unusual purchase; your authentication is much more convenient than having to deal with OTPs.
OneCash
- A serious money problem generally needs a swift fix. With OneCash, you have the following features:
- Money can be transferred from the operator to your bank account in just a few seconds.
- There are only three steps to finish the process.
- Enjoy the option of picking your repayment plan.
- Request help with no difficult loan applications.
Bottom Line
With the OneCard Credit Card, users can handle payments and use helpful financial tools in one package. Keeping track of subscriptions prevents users from overspending, and Plans Planner gives them an opportunity to manage their spending like never before. For people who like convenience and like being in control, OneCard gives them a useful service that grows as their finances develop.
Written by Promita Ghosal
