Standard Chartered keeps things classy and focused, offering a lean yet sharply defined portfolio. Whether you’re a frequent flyer swiping abroad, a daily commuter filling up your tank, or a savvy saver stacking cashback, Standard Chartered Bank likely has a card tailored to you.
Best Credit Card for High-Value International Users
1. Standard Chartered Ultimate Credit Card: Standard Chartered Ultimate Credit Card is hands down the most premium card you will find in the entire SCB credit card portfolio. A high-end lifestyle and travel card for international spenders, with unmatched reward redemption value and global perks. This premium card is best for frequent international travelers, high spenders and luxury lifestyle seekers.
- Joining Fee: ₹5000 plus taxes
- Annual Fee: ₹5000 plus taxes
- Key Features:
- 6000 Reward Points* worth ₹6000 on payment of joining fee.
- 5% cashback on purchases from airport duty-free stores.
- 5 reward points per ₹150 spent.
- 1 Complimentary Priority Pass per month with unlimited global lounge access, on a spend of ₹20,000 in the previous month.
- Complimentary concierge services and golf privileges.
2. Standard Chartered Emirates World Credit Card: A niche premium card for Emirates loyalists, offering Skywards miles on spends, the Emirates World credit card by Standard Chartered is one of the premium travel credit cards in the Indian credit card space. This card is best credit card for fuel and utility payments.
- Joining Fee: ₹3000 plus taxes
- Annual Fee: ₹3000 plus taxes
- Key Features:
- 4000 Skywards miles as a Welcome Gift.
- 6 Skywards miles per ₹150 on all Emirates transactions.
- 3 Skywards miles per ₹150 on other transactions.
- Complimentary domestic airport lounge access.
- 2 complimentary international lounge access on spending ₹10,000 or more in the previous month.
- 5% Cashback on duty-free shopping at airports.
- 1 complimentary golf lesson each month and a 50% discount on all golf games.
- Personal overseas air accident cover worth ₹1 crore.
Also read: 3 Credit Cards Every Online Shopper Needs for Amazon & Flipkart Deals
3. Standard Chartered Super Value Titanium Credit Card: The Super Value Titanium credit card is a mid-level lifestyle credit card offered by Standard Chartered Bank. This is a no-nonsense value card that puts real money back in your wallet for everyday fuel and bill payments. It is best credit card for cashback seekers.
- Joining Fee: ₹750 plus taxes
- Annual Fee: ₹750 plus taxes
- Key Features:
- 5% cashback on fuel spends
- 5% cashback on utility & telecom bills
- 1 reward point on every ₹150 spent on other categories of spends.
- No annual fee charged for Premium banking customers
- Complimentary Priority Pass membership for Premium banking clients
4. Standard Chartered Smart Credit Card: An easy-entry cashback card, perfect for online shoppers and first-time cardholders. This card by Standard Chartered offers cashback and more at every transaction making it the best card for value and convenience. It is best credit card for shopping & lifestyle.
- Joining Fee: ₹499 plus taxes
- Annual Fee: ₹499 plus taxes
- Key Features:
- Joining fee is waived for existing Standard Chartered bank card holders.
- Annual fee is waived on ₹1.2 lakh annual spend.
- 2% cashback on all online spends.
- 1% cashback on offline spends.
- Extended interest free credit period for the first 90 days by paying only the minimum amount due.
- Convert transactions into EMIs at an interest rate of 0.99% per month.
5. Standard Chartered DigiSmart Credit Card: Shoppers rejoice for the Standard Chartered DigiSmart Credit Card, a lifestyle card with monthly subscription model, is here to put your over-spending shopping woes to rest. It is ideal for urban youth spending on OTTs, travel and fashion.
- Joining Fee: ₹49 plus taxes
- Annual Fee: ₹49 plus taxes, per month
- Key Features:
- ₹49/month fee is waived on spending ₹5000 in previous month.
- 20% off on Myntra up to 700 and 10% off on Zomato (max discount ₹150) and Grofers up to ₹1000.
- 20% discounts on Yatra flight & 25% on hotel bookings.
Written by Teertha Ravi
