It happened to Meera on a Sunday afternoon. She’d just wrapped up brunch with friends at a café in Colaba. After paying the bill, she stuffed her receipt in her purse, stepped out, and hopped into an auto. Somewhere between unlocking her phone and checking her bank...
This is important to note if you are a HDFC Bank credit cardholder. Starting on July 1, 2025, HDFC Bank will begin charging a 1% transaction charge for some specific credit card spends. This is part of a significant overhaul of the bank’s credit card policies to...
Purchasing an Apple product, whether it’s an iPhone, MacBook, or iPad can be a significant cost — but what if you can actually save a little something immediately! With certain ICICI Bank credit and debit cards, you can receive cashback offers instantly, while...
Unlike other mutual fund types, flexible cap funds are set apart by being able to spread their investments across various-sized companies without prior limits. This strategy lets portfolio managers decide on investment in smaller, medium-sized and larger companies...
Until recently, I used to carry both my debit and credit cards wherever I went. UPI was my go-to for small payments — like the ₹60 chai break at the tapri or ₹120 for a quick Uber. But I always felt like I wasn’t making the most of my credit card — the one that gives...
Whether you’re looking to take a quick weekend trip or finally go on that dream vacation, travel can be costly. However, with the right strategy of when and how you are spending money on travel, your next trip could earn you free flights, free hotel stays, or...
India’s credit card industry is in the midst of a regulatory overhaul as of 2025. With over 120 million credit card users and a steady rise in outstanding credit card borrowings, the Reserve Bank of India (RBI) has issued new regulations aimed at improving...
App-based credit cards are driving major changes in India’s financial industry. A larger number of Indians using smartphones and demanding quick and personal credit services has made digital-first credit a real breakthrough for many people. What Are App-Based Credit...
For decades, credit cards have reigned supreme as the default choice for cashless transactions. Sleek, reliable, and packed with perks, they’ve become second nature to consumers worldwide. But with the rise of digital wallets, we’re starting to ask a new question: Are...
Ah, eating out in India. Only in the land where you can spend ₹4,000 on artisanal kulchas served on Himalayan slate, to later realize that you are diligently waiting for your credit card to refund you ₹200 just to feel like you are actually making progress with...
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