Bajaj Finserv EMI Card is one of the easiest ways to get your favorite products. With a high credit limit, you can now convert the price of a product into affordable EMI and pay in your preferred installments. Be it electronics, gadgets, appliances, fashion, etc., all such sought-after products are offered at partner stores or Bajaj Finserv. These impanelled brands let you use the Bajaj Finserv EMI Card online to make the payment. There are different types of EMI cards offered by Bajaj Finserv, like Insta EMI card, EMI network card, Health EMI card, Future Group EMI card, and so on. So, you can get these cards per your interest and requirement.
Bajaj Finserv EMI Card: Steps to Apply
You must get your hands on the Bajaj Finance EMI card to make the most of an EMI feature. The Process to get the card is quite simple and quick. You do not have to rush anywhere to get an EMI card. Rather, sit in the comfort of your home or office and let your screen do the rest. The Process involved are-
- Process for Existing Customers
Follow these simple steps to apply for a Bajaj EMI card if you are an existing customer of Bajaj Finance-
Step 1
Visit the official website of Bajaj Finserv.
Step 2
Use the credentials for Bajaj Finserv login.
Step 3
Check for any pre-approved offers if you have
Step 4
Before you proceed further, click on ‘eligibility criteria and make sure you are eligible for the card. If so, proceed further.
Step 5
On the website, click on ‘Apply now’ given below your preferred Bajaj EMI card.
Step 6
Enter your mobile number and click on ‘Get it now’.
Step 7
Different cards have different annual charges. So, you need to pay the annual card charges as applicable.
Step 8
A confirmation notification via SMS on your registered mobile number will be sent upon successful payment.
- Process for New Customers
No matter if you are a new customer, you can still apply for a Bajaj Finance card without any hassle. Here are the steps involved-
Step 1
Visit the official website of the Bajaj Finance
Step 2
Click on the option of ‘Cards’ and select the one you want to apply for
Step 3
Check the eligibility criteria for your chosen card before proceeding further.
Step 4
Click on ‘Apply now’ as given under your chosen EMI card.
Step 5
Enter your registered mobile number, date of birth, and other details as asked.
Step 6
Check your credit limit before proceeding.
Step 7
Complete KYC verification.
Step 8
Pay the joining fees of the card.
Step 9
Upon successful payment, the card will be activated.
Step 10
Now you can use the card for the payment of products at partner stores.
Benefits of Bajaj Finserv EMI card
Are you wondering what all you get to enjoy with a Bajaj Finance EMI card? Well, there are several benefits to mention. Have a look at the pointers below to understand-
- Buy Now Pay Later
An EMI card gives you the freedom to get your preferred products without having to worry about their payment. Buy now and pay later at your comfort and agreed on instalment terms. You need not maintain an account balance when you have an EMI card.
- Convenient Shopping
To shop with a Bajaj Finserv EMI card, you need not step out of your comfort place. No matter where you are, you only need an internet connection, and you can make an online purchase with your mobile or laptop.
- Flexible Repayment Tenure
Bajaj Finserv EMI card offers you flexible repayment tenure as short as 3 months, and as long as 24 months can be chosen as repayment tenure. Depending on your affordability, you are free to choose a tenure for repayment.
- No Foreclosure Charges
If you take a loan on your EMI card, then EMI payment, you can decide to foreclose the loan. You do not have to pay any foreclosure charges in such a situation. You just have to make the first EMI payment, and then you can close the loan anytime without any penalty.
- Myriad Options
Bajaj Finserv has a wide network of partner stores. So, you never fall short on options to purchase your ideal deal. Check out the impanelled brands, and accordingly, you can make purchases.
Conclusion
To use the Bajaj Finserv EMI card, all you need to do is visit the partner store and choose the Bajaj Finserv EMI card at the payment gateway. Choose your preferred tenure and make the payment successfully. Make the most of EMI and get all that you wish with the easy-to-use Bajaj EMI card.
