Risk is a part of life, and financial planning is all about finding ways to manage it. When it comes to life insurance, many people hesitate because they feel they won’t get anything in return if they outlive the policy term. That’s where TROP (Term Return of Premium) insurance stands out. It offers life cover [...]
"In the stock market, the most costly tuition fee is the one you pay through your losses." - A saying that is often quoted among experienced traders at Dalal Street The recent influx of retail investors in India has been phenomenal. From 3.6 crore demat accounts in March 2020 to reaching the 12 crore mark [...]
In a world where market conditions change rapidly, traditional financial forecasting methods are beginning to show their cracks. Businesses can no longer rely solely on static spreadsheets or historical data to make high-stakes decisions. For startups, investors, and enterprises alike, the need for accurate, real-time forecasting has never been more critical. Thanks to artificial intelligence [...]
As we step into 2025-26, India’s fixed-income market stands at a critical juncture, shaped by evolving macroeconomic conditions, interest rate trends, and regulatory developments. With global uncertainties—ranging from monetary policy shifts in the United States to China’s economic slowdown—investors are keen to understand how domestic factors like fiscal consolidation, inflation control, and regulatory advancements will [...]
India's stock market is home to some of the world's most influential conglomerates, with the Adani Group and the Tata Group standing out as dominant players. These companies have built vast business empires spanning industries like energy, infrastructure, technology, and consumer goods. Before making investment decisions, it's crucial to conduct thorough research and assess market [...]
Planning to buy a home? That’s great! Buying a home is a dream for many, and achieving it often feels like a significant milestone. A couple of years back, I was exactly where you are today - planning to buy my dream home. I quickly realized that this meant securing a home loan. In fact, [...]
Share pledging occurs when company founders or promoters pledge their personal shareholding as collateral to obtain loans, usually for business purposes. It is a common financing technique, but it has risks and benefits that must be considered carefully. Read on to learn about these benefits and risks in detail. Understanding Share Pledging Share pledging allows [...]
The financial markets in India present abundant opportunities for wealth creation, particularly through the stock market and the forex market.. While both markets present unique benefits and risks , knowing the fundamental differences is key to making informed investment decisions. The current state of affairs has, however, continued to reshape the landscape by offering various [...]
Leveraged exchange-traded funds (ETFs) are a popular option for investors looking to amplify their returns. These financial tools can deliver two or even three times the daily returns of their underlying index. While this sounds appealing, the performance of leveraged ETFs is highly sensitive to external factors, especially global events. Whether it’s geopolitical unrest, economic [...]
Comparable Company Analysis (CCA) is a technique used by investors to evaluate the worth of a business by comparing it with similar companies. Think of it as sizing up two cars to figure out which one gives you the best value for money. But, to get this right, accuracy is key. Let’s dive into why [...]
