Bajaj is one of India’s most well-known financial institutions and has made a name for itself in the financial services industry over the years. Bajaj credit card is known for its innovative financial products and excellent customer service. Bajaj provides its customers with a wide range of financial products, including Home Loans, Personal Loans, Business Loans, Consumer Loans, Fixed Deposits, and many others. When it comes to consumer loans, the Bajaj credit card is widely recognized as the industry leader.
Issuing companies offer a variety of cards with appealing features. The Bajaj Finserv RBL Bank Credit Card is one of the most powerful and feature-rich products on the market right now.
The Following are Some of the Most Notable Features and Bajaj Finserv RBL Bank Credit Card Benefits
- Simple To Apply
Applying for a credit card from Bajaj Finserv does not require the completion of lengthy application forms. In just a few steps, you can apply for a new credit card online. To apply, only a few basic documents are required.
- Instant Cash Loan
You can get an instant cash loan against your Bajaj Card’s available credit limit. These loans function similarly to personal loans and have a 90-day repayment period. You can repay in three EMIs at 0% interest.
- Instant EMI
Whether you are shopping online or in a physical store, you can easily make cashless payments with your Bajaj Finserv Credit Card. Then you can convert any transaction worth Rs. 2,500 or more into manageable EMIs.
- Cash Withdrawal
The Bajaj Finserv RBL Bank credit card benefits can help you meet your immediate cash needs. Use your Credit Card to withdraw cash from any ATM in India for immediate needs. You can withdraw the maximum amount available on your Credit Card. You may use this amount without incurring any interest charges for any purpose.
- Consumer Loans
Apply for a credit card and also avail functions to use it as a Bajaj EMI Card. You can use your Credit Card to buy a variety of consumer electronics both online and in retail stores. The purchase price can be converted into a no-cost EMI with a repayment period of up to 24 months.
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- Benefits And Rewards
The rewards and benefits available vary depending on the type of Bajaj Credit Card. There is an excellent rewards program in place, as well as a reward point redemption program, which allows you to get discounts and other benefits on your purchases. Furthermore, the reward points can be used to make down payments. The annual savings that you stand to make could reach Rs. 55,000 per year.
- Cashback Offers
When you use your Bajaj Credit Card to purchase a product, you can get 5% cash back on the down payment. The maximum cashback is Rs. 1,000/- and is only available at select partner stores. Within 45 days, the cashback is credited to the Credit Card account.
- Better Security
Apply for a credit card from Bajaj Finserv that comes with enhanced security features such as zero-loss liability coverage, fraud protection, and in-hand security. These useful features protect you from cybercrime threats.
How Do You Apply For The Card?
The SuperCard eligibility requirements are simple.
- Age should be 25 to 65
- A clean profile with no defaults.
- The minimum credit score of 750
- You must live in one of the SuperCard live locations.
- Other requirements include being an existing customer with a Bajaj Finserv EMI Network Card.
In addition to the credit card eligibility criteria, applicants must provide address proof, photo identification, and a passport-sized photograph. It should be noted that the issuer may also request additional documents.
The Bajaj Finserv RBL Bank Credit Card has a Unique Feature
Bajaj Credit I, in collaboration with RBL Bank, introduces their exclusive RBL Bank Credit Card, which includes industry-first features.
- Take out a personal loan during an emergency against the available limit on your card and enjoy a 0% interest rate for up to 90 days. Repay the loan in three manageable installments.
- With the ATM withdrawal facility, you can meet your immediate cash needs. Repayments are interest-free for up to 50 days.
- It is a 4-in-1 card that can be used as a credit card, a loan card, an EMI card, and a cash card. This versatile credit card benefit outperforms debit cards in many ways, from purchasing groceries and home appliances to paying utility bills and other expenses.
Summing Up
Knowing how to use and apply for a credit card strategically can help you pay no interest on outstanding bills, improve your CIBIL score, save thousands of dollars per year, and more.
Apply for the Bajaj RBL Bank SuperCard credit card using an easy online application form and meet your lifestyle needs adequately. Credit cards are safer and more convenient than debit cards or cash. However, to reap the full benefits, you must understand how to use a credit card responsibly.
