HDFC Infinia is a metal edition card that targets High Net worth Individuals (HNIs). Also, it offers a cheaper foreign currency conversion rate of 2% along with a complimentary membership to the Priority Pass Program. It considers the international travel needs of its premium customers. It is best suited for individuals with high incomes. It provides benefits like HDFC Credit Card Lounge Access, complimentary golf access, free access to airport lounges, discounts on movies and dining, and many more.
| HDFC Infinia Credit Card Metal Edition – A Snapshot | |
| Best Suited for | Travel and Shopping |
| Joining Fee | INR 10,000 (For credit cards sourced before 18 October 2021)INR 12,500 (For Infinia Credit Card Metal Edition) |
| Renewal Fee | INR 10,000 (For credit cards sourced before 18 October 2021)INR 12,500 (For Infinia Credit Card Metal Edition) |
| Welcome Benefits | Complimentary Club Marriott membership for the first year |
| Best Feature | Unlimited domestic as well as international lounge access |
Key Features of HDFC Infinia Credit Card
Mentioned below are the salient features of HDFC Infinia Credit Card:
- Welcome Benefits: Get a complimentary Club Marriott membership for 1 year, which includes a 20% discount on restaurant bills for a maximum of 10 guests and 20% off on the best available rates at participating Marriott hotels in India and on Weekend Rates in the Asia Pacific. Get 12500 bonus Reward points after payment of joining fees.
- Travel Benefits: Get a complimentary Priority Pass membership with unlimited free airport lounge access and the Infinia Credit Card Lounge Access Program, as well as a complimentary Club Marriott membership for one year and a complimentary two + one night, stay at many luxury ITC hotels.
- Flight Booking: Book flights using rewards earned on the credit card where the value of 1 Reward Point for redemption against the flight booking is Re. 1.
- Dining Benefits:
- Under the Good Food Trail program, get a discount of 25% at 2000+ premium restaurants.
- 1 + 1 buffet at 200+ restaurants.
- 1 + 1 food or drink in select restaurants.
- Get 1 + 1 complimentary buffet in ITC hotels.
- Golf Privileges: Enjoy unlimited golf games at leading courses across India. and select courses across the world.
- Insurance Benefits:
| Category | Insurance Coverage |
| Accidental air death | INR 3 crores |
| Medical emergency cover | Up to INR 50 lakhs |
| Credit shield | INR 9 lakhs |
| Credit liability | INR 9 lakhs |
- Fuel Surcharge Waiver: Get a fuel surcharge waiver of 1% on purchases between INR 400 and INR 100000 at all fuel stations across the country capped at a maximum of INR 1000 every month.
- Spend-Based Renewal Fee Waiver: Get a waiver of the renewal fees of INR 12500 when INR 10,00,000 is spent in the previous year.
- Concierge Services: HDFC Infinia Credit Card offers 24*7 concierge services that are as mentioned below:
- Golf Booking
- Private dining assistance
- Airport VIP service
- Itinerary planning and reservation assistance
- International gift delivery
- Event planning and referrals
- Low Foreign Currency Markup: The foreign currency markup for the HDFC Infinia card is 2% (plus taxes), which is much less than the general 3.5% for most other credit cards.
Fees and Charges:
Mentioned below are the fees to apply for HDFC Infinia Credit Card:
| Particulars | Fees |
| Joining Fee | INR 10,000 + applicable taxes |
| Renewal Fee | INR 12,500 + applicable taxes |
| Spend Waiver | Get the renewal fee waived by spending INR 10 lakhs in the previous year. |
| Foreign Currency Markup | 2% of the total transaction amount + taxes |
| Interest Charged | 1.99% per month or 23.8% annualized |
| Fuel Surcharge | 1% fuel surcharge waiver up to INR 1,000 each month |
Eligibility Criteria:
Mentioned below are the eligibility criteria to apply for HDFC Infinia Credit Card:
- The minimum age of an applicant should be 18 years.
- The maximum age of an applicant should be 70 years.
- The minimum age of the add-on cardholder should be 15 years.
- Residents and NRIs are eligible to apply for the card.
How to Apply for an HDFC Infinia Credit Card?
- Via Online Mode:
Mentioned below are the steps to apply for HDFC Infinia Card online:
Step 1: Open the official website of HDFC Bank.
Step 2: Click on the “Credit Cards” and then on “Apply Credit Card”.
Step 3: Select HDFC Infinia Credit Card.
Step 4: Provide the details required for KYC.
Step 5: Click on “Submit”.
- Via Offline Mode:
Mentioned below are the steps to apply for an HDFC Infinia Card offline:
Step 1: Visit any nearest HDFC Bank branch.
Step 2: The bank representative will assist the applicant with the application process.
Documents Required:
Mentioned below is a list of documents required to apply for HDFC Infinia Credit Card
- Income Documentation, such as a copy of your IT Returns, most recent salary slips, and Form 16.
- Aadhaar Card or Passport as proof of address.
- Two passport-size pictures.
- Application Form duly completed.
- A duplicate of your PAN Card or Form 60.
- Aadhaar Card, Passport, or Driver’s License are examples of identity evidence.
HDFC Infinia Credit Card Bill Payment:
Mentioned below are the different methods to make HDFC Infinia Credit Card bill payment:
- Login to the HDFC Internet Banking account. Under the option “Credit Card”, click on “Credit Card Payment” and then enter all required details.
- Visit the HDFC BillDesk page, agree to the terms and conditions, and then click on “Pay”. Enter the details required like card number, email ID, and amount to be paid to make the payment.
- The bill can also be paid via the HDFC mobile app. Under the option “Pay”, click on “Pay your Credit Card Bill”
- Also, mobile wallet-based apps like Paytm, PhonePe, etc. can be used to make bill payments on a credit card.
- One can also visit the HDFC Bank to make credit card bill payments via cheque or cash.
HDFC Infinia Credit Card Customer Care:
- This service is available 24*7 including Sundays and holidays. Customer care can be contacted at 61606161 or 6160616 (prefix the STD code) for any queries or to report the loss of the card. Also, one can write and send the queries to email id [email protected].
