India’s banking sector is dynamic and growing rapidly, with several banks showing significant growth potential. Here is the comparison between Federal Bank and Yes Bank, two private sector entities that, based on recent performance, are considered to have strong potential to emerge as key players in the industry’s future.
Stock performance
Federal Bank Ltd has a current market capitalization of Rs 48,284 crores, with the previous closing price of the stock being at Rs 189.68. The stock has given 12.91 percent in the past year. The previous 52-week high of the stock was Rs 217.00
Yes Bank Ltd has a current market capitalization of Rs 55,563 crores, with the previous closing price of the stock being at Rs 17.70. The stock has given -30.45 percent in the past year. The previous 52-week high of the stock was Rs 27.44
Financial Performance
Looking at the latest FY25 Financial performance, Federal Bank’s Revenues have grown by 14.07 percent YoY from Rs 7,149.12 crores in Q4FY24 to Rs 8,155.29 crores in Q4FY25, and its net profits have grown by 14 percent YoY from Rs 972.39 crores in Q4FY24 to Rs 1,108.31 crores in Q4FY25.
Looking at the latest FY25 Financial performance, Yes Bank’s Revenues have grown by 3.72 percent YoY from Rs 9,099.6 crores in Q4FY24 to Rs 9,437.85 crores in Q4FY25, and its net profits have grown by 59.34 percent YoY from Rs 467.29 crores in Q4FY24 to Rs 744.58 crores in Q4FY25.
Federal Bank
- Net interest margin Q4FY25: 3.12
- ROE: 12.16%
- Book Value: Rs 141
- GROSS NPA: 1.84%
- CASA Ratio:29.38%
- Net Advances: Rs 2,42,773 croresNet Interest Income: Rs.. 2,377 crores
Yes Bank
- Net interest margin Q4FY25: 2.5
- ROE: 5.11%
- Book Value: Rs 15.24
- GROSS NPA: 1.6%
- CASA Ratio:34.3%
- Net Advances: Rs. 2,46,188 crores
- Net Interest Income: Rs. 2,276 crores
About the companies
Federal Bank: Federal Bank Limited is one of the major Indian commercial banks in the private sector, headquartered in Aluva, Kerala. The Bank operates in four segments: treasury operations, wholesale banking, retail banking, and other banking operations.
Yes Bank
Yes Bank Ltd is engaged in providing a range of banking and financial services. The Bank operates in four segments: Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. The Treasury segment includes investments, all financial markets activities undertaken on behalf of the Bank’s customers, trading, maintenance of reserve requirements and resource mobilization from other Banks and financial institutions.
Q4FY25 FII and DII Interest
FII and FPI have decreased holdings from 26.32% to 26.28% in the Q4FY25 in Federal Bank, whereas FII and FPI have increased holdings from 26.74% to 26.88% in Q4FY25 in Yes Bank
Mutual Funds have decreased holdings from 35.89% to 35.85% in Q4FY25 IN Federal Bank, whereas Mutual Funds have increased holdings from 0.74% to 1.65% in Q4FY25 in Yes Bank
Written by Likesh Babu S
Disclaimer
The views and investment tips expressed by investment experts/broking houses/rating agencies on tradebrains.in are their own, and not that of the website or its management. Investing in equities poses a risk of financial losses. Investors must therefore exercise due caution while investing or trading in stocks. Dailyraven Technologies or the author are not liable for any losses caused as a result of the decision based on this article. Please consult your investment advisor before investing.
