Purchasing an Apple product, whether it’s an iPhone, MacBook, or iPad can be a significant cost — but what if you can actually save a little something immediately! With certain ICICI Bank credit and debit cards, you can receive cashback offers instantly, while shopping for your Apple product with authorized sellers or online partners. Let’s take a closer look about what the benefits entail, which cards are eligible, and how you can use these benefits to your advantage.
What is the offer?
ICICI bank often times runs cashback offers on Apple products in partnership with Apple-authorized sellers as well as premium resellers, to name a few – the following stores and sellers are eligible:
- Apple Store (India)
- Imagine, Aptronix, Unicorn, Maple, etc.
- Amazon, Flipkart (only when running the specific sale period)
- Key benefits normally include:
- Instant cashback on select models of iPhones, iPads, MacBooks and Apple Watches
- Cashback ranging between ₹2,000 – ₹10,000+ depending on the ongoing offers and products purchased
- Applicable on purchases made on preferred ranked or standard offer – No-Cost EMI or if purchase was made with eligible cards where a full swipe of card payment is made
- Cashback is credited to your card generally within 90 days on the card account.
- Credit Cards from ICICI Which Provide Cashback on Apple
The most regularly eligible ICICI Bank credit cards include:
1. ICICI Bank Coral Credit Card
- The ability to earn reward points for all of your spendings.
- Airport lounge access (2 visits every quarter)
- HPCL pumps fuel surcharge fee waiver
- Typically, eligible for Apple cashback offers
2. ICICI Bank Platinum Chip Credit Card
- Lifetime free card (in certain scenarios)
- Earn 2 reward points for every ₹100 spent
- Internationally recognized
- Easy EMI options
3. ICICI Bank Amazon Pay Credit Card
- Earn Amazon Pay cashback on every transaction
- No annual fee
- Often not included in the Apple offer, however ideal for everyday online payments
Also read: Travel More, Spend Less: How to Maximize Rewards Using Travel Credit Cards!
What About ICICI Debit Cards?
Yes, provided you are an ICICI Bank debit cardholder, you will be eligible to receive Apple cashback whenever it is available.
- You can avail of the cashback for both full-swipe and sometimes EMI payments.
- Cashback can be availed at select partner stores and online platforms.
- It is important to check that your debit card is activated for e-commerce or POS transactions.
Common debit cards that are eligible include:
- ICICI Bank Platinum Debit Card
- ICICI Bank Coral Debit Card
- ICICI Business Debit Cards (in some circumstances)
How to Avail the Offer
Here are the steps to avail of the Apple cashback with the ICICI cards:
- Refer to the offer on Apple’s India website or on the applicable partner store.
- Attend a participating store or online platform.
- Then pick either a “No-Cost EMI” option or full swipe option.
- Use your eligible ICICI credit or debit cards at checkout.
- The cashback is either immediately applied or will be credited to your cards within 90 days.
Additional Perks
- No-Cost EMI for anywhere between 3-24 months
- Secure payments (using the EMV chip)
- Reward points on standard non-EMI purchases
- Access to mobile app & net banking to manage transaction tracking and EMI payment timeline.
Final Thoughts
If you plan to buy an Apple product, you could be saving a nice amount of money with instant cashback and/or easy EMI plan options if you buy it using an ICICI Bank credit or debit card. It is a nice way to alleviate the pain of making a premium purchase.
Written by Pranjal Data
