Synopsis:
General Insurance has delivered a strong financial performance in Q1 FY26 (June 2025), showcasing robust growth across all major parameters. The company has outperformed both on a YoY and QoQ basis, underlining its operational efficiency and profitability momentum.
The company reported a healthy 13% YoY growth in sales, while EBIDT and net profit surged by 77% and 81%, respectively. EPS also showed a significant 81% jump YoY. Although there was a marginal decline in EBIDT QoQ, the company maintained consistent profitability, indicating strong fundamentals and stable business operations.
With a market capitalization of Rs. 68,922 cr, the shares of General Insurance Corporation of India is currently trading at Rs. 393.85 apiece, increasing 5% from its previous close of Rs. 377.95, making a high of Rs. 400 apiece.
Q1FY26 Results
In Q1 FY26, General Insurance reported a robust financial performance with a 13% YoY increase in sales to Rs. 14,623 crore. EBIDT surged by 77% YoY to Rs. 2,605 crore, and net profit rose sharply by 81% to Rs. 2,531 crore, reflecting strong operational efficiency.
On a QoQ basis, sales grew by 10.7% from Rs. 13,209 crore, and net profit remained stable compared to Rs. 2,499 crore in March 2025. However, EBIDT saw a slight dip of 13% QoQ from Rs. 2,998 crore. The company maintained steady profitability, supported by good revenue growth.
About the company
General Insurance Corporation of India (GIC Re) is the sole reinsurance company owned by the Government of India. It primarily provides reinsurance support to direct insurance companies in India and abroad. This means GIC Re does not directly sell insurance to customers but rather insures the insurers, helping them manage risk by taking on a portion of their liabilities.
GIC Re offers reinsurance solutions across various segments, including fire, marine, motor, health, agriculture, aviation, engineering, and liability insurance. Furthermore, Foreign Institutional Investors (FIIs) have shown increased confidence in the company, with their stake rising from 1.93% to 2.12%.
The company has demonstrated strong financial performance, with a ROCE of 15.6% and ROE of 12.7%. The company has delivered an impressive profit growth of 111% CAGR over the last 5 years, reflecting robust operational efficiency and profitability. Also maintained a healthy dividend payout ratio of 22.7%, indicating consistent returns to shareholders.
Written by Manideep Appana
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