Synopsis: OTT platform subscriptions have become a part of our day-to-day lives. This article lists the credit cards that offer complimentary OTT subscriptions with the best value for entertainment along with cashback and reward points.
OTT platforms have become an inseparable part of our lives for everyday entertainment with subscriptions to Amazon Prime, Sony Liv and many more. Paying for a subscription separately can quietly drain your budget without the user knowing that credit cards offer complimentary subscriptions. Here is a list of credit cards that transform everyday spendings into uninterrupted entertainment without any extra cost for streaming.
Axis My Zone Credit Card
About the card: The Axis My Zone Credit is an entry-level credit card that offers benefits across multiple categories like lifestyle, travel and entertainment. This credit card can avail the user with discounts from branded websites like Ajio, Swiggy along with complimentary membership with OTT subscriptions.
Card type: entry-level credit card
Fees and charges
- Joining fees: Rs 500 + GST (Nil for Mastercard variants)
- Annual fees: Rs 500 + GST (Nil for Mastercard variants)
- Interest rate: 3.75% (annualised to 55.55% per annum)
Entertainment benefits
- SonyLIV: The Axis My Zone credit card offers the users with a complimentary SonyLIV subscription worth Rs 1,499 on making the first card spend within 30 days of card issuance. The offer can be renewed on spending Rs 1.5 lakhs in the previous year.
- District app: buy one get one free on the second movie ticket booked via District app with the credit card.
Other features and benefits
- Swiggy: an instant discount of flat Rs 120 off on food delivery.
- Ajio: up to Rs 1,000 off on selected products on a minimum order valued at Rs 2,999 with using code ‘AJIOAXISMY’
HDFC Diners Club Black Credit Card
About the card: The HDFC Diners Club credit card centred on lifestyle, dining and entertainment. The credit card offers rewards through many known brands like Swiggy, BookMyShow and milestone benefits from Marriott Club.
Card type: premium lifestyle credit card
Fees and charges
- Joining fees: Rs 10,000 + GST
- Annual fees: Rs 10,000 + GST
- Annual fee waiver: Rs 5 lakhs spent in the previous year.
- Interest rate: 3.75% (annualised to 45% per annum)
Entertainment benefits
- Amazon Prime: complimentary annual membership on Amazon Prime on spending Rs 1.5 lakhs in the first 90 days of card activation. Membership will be renewed on spending Rs 8 lakhs in a year.
- BookMyShow: complimentary one-month membership with BookMyShow on spending Rs 80,000 every month.
Other features and benefits
- Lifestyle benefits: complimentary annual memberships with Club Marriott, Swiggy One (3 months) and Times Prime on spending Rs 8 lakhs in the anniversary year.
- Airport lounge benefit: unlimited lounge access across 1300+ lounges in India and abroad for primary and add-on cardholders.
Also Read: 5 Best SBI Travel Credit Cards With Exciting Rewards, Lounge Access and More (2026)
AU LIT Credit Card
About the card: The AU LIT Credit Card is a lifetime free credit card that is a lifestyle centric based credit card. This credit card offers rewards on online and offline transactions with complimentary lounge access and other benefits.
Card type: life-time free credit card
Fees and charges
- Joining fees: Nil (cardholders to pay a fee ranging from Rs 49 to Rs 399 every quarter, depending on choice of benefit)
- Annual fees: Nil
- Interest rate: 3.75% (annualised to 45% per annum)
Entertainment benefits
- Amazon Prime: 3 months of complimentary Amazon Prime membership upon spending Rs 10,000 in the first 90 days of card activation.
- Zee5: 3 months of complimentary of Zee5 membership on spending Rs 5,000 in the first 90 days of card activation.
Other features and benefits
- Lounge benefit: one complimentary airport lounge visit at Rs 399 for 90 days, capped at 2 visits in every 90-day period.
- Fuel benefit: 1% fuel surcharge waiver on fuel spends of Rs. 400 to Rs. 5,000, at a fee of Rs. 49 for 90 days
In conclusion
Credit cards offering free OTT subscriptions prove that rewards aren’t limited to cashback or points anymore. By choosing the right card, you can enjoy popular platforms like Netflix, Amazon Prime, or Jio Hotstar without paying separately, while still earning on everyday spends.
If streaming is a regular part of your lifestyle, an OTT-benefit credit card can deliver real, ongoing value beyond traditional perks.
Written by Atin Kevin
