Synopsis: SBI credit cards have introduced many cards that closely align with the benefits of dining out or sometimes ordering food online. Find out in this article which are the best cards that can lower your dining out bills.
The quick lifestyles have made the online food orders and dining out way more necessary than it should have been. As it is a part of our life, owning a credit card that helps reduce your final bill could be helpful for the long run. Read below to learn more about the five best SBI credit cards for dining.
5. Cashback SBI Credit Card
- Joining Fees: ₹999+ taxes
- Annual Fees: ₹999+ taxes
- Annual Fee Waiver: Waivable on spend of ₹2 lakh or more in a year
- Card Type: Cashback
- Best Suited For: Everyday Expenses
Dining Benefits:
- 5% back on online spends that includes food delivery orders
- 1% back on offline spends – applicable on restaurant bills paid directly.
Other Benefits:
- 1% Fuel surcharge waiver on spend of ₹500-₹3000
Who Should Use This Card: Those who order online food often
4. SBI SimplyCLICK Credit Card
- Joining Fees: ₹499+ taxes
- Annual Fees: ₹499+ taxes
- Annual Fee Waiver: Waivable on spend of ₹1 lakh or more annually
- Card Type: Online Shopping Rewards Credit Card
- Best Suited For: Online food orders
Dining Benefits:
- 10X reward points on online food delivery (with delivery partners).
- 1x reward point per ₹100 on all spends
Other Benefits:
- Welcome voucher worth ₹500
- Milestone benefits on online spending.
Who Should Use This Card: Those who order food mostly online.
3. SBI SimplySAVE Credit Card Card
- Joining Fees: ₹499+ taxes
- Annual Fees: ₹499+ taxes
- Annual Fee Waiver: Waivable on a spend of ₹1 lakh or more in a year
- Card Type: Rewards Card
- Best Suited For: Daily errand runs
Dining Benefits:
- 10 Reward Points per ₹150 spent on Dining, Movies, Departmental Stores and Grocery Spends.
Other Benefits:
- 1 Reward Point on other categories
- 1% fuel surcharge waiver on petrol pumps
Who Should Use This Card: It is best for those who dine out sometimes.
2. SBI Card PRIME
- Joining Fees: ₹2,999+ taxes
- Annual Fees: ₹2,999+ taxes
- Annual Fees Waiver: Waivable on a spend of ₹3 lakh or more in a year
- Card Type: Reward Card
- Best Suited For: Regular diners
Dining Benefits:
- 10 Reward Points per ₹100 on dining spend along with other categories
- 2 Reward Points per ₹100 on all other retail spends (except fuel).
Other Benefits:
- Welcome vouchers worth ₹3,000.
- 8 Complimentary domestic airport lounge visits annually.
Who Should Use This Card: Those who dine out regularly.
1. SBI Card ELITE
- Joining Fees: ₹4,999+ taxes
- Annual Fees: ₹4,999+ taxes
- Annual Fee Waiver: Waivable on spend of ₹10 lakh or more annually
- Card Type: Premium Lifestyle Credit Card
- Best Suited For: Dine out and lifestyle benefits
Dining Benefits:
- 5X Reward Points on dining spends along with other categories
- Reward points can be redeemed for statement credit, vouchers, or other rewards.
Other Benefits:
- Complimentary domestic and international airport lounge access.
- Welcome gift vouchers worth up to ₹5,000.
- Milestone rewards on annual spending
- 1.99 forex markup
Who Should Use This Card: Food lovers who dine out often and want premium dining rewards.
Conclusion
SBI offers dining credit cards for every spending style and amidst this list the affordable option is SimplySAVE and premium ones are such as ELITE. If you prefer reward points, PRIME and SimplyCLICK are the best value providers.
However, Cashback SBI Credit Card still remain one of the most ideal choices for those who want easy savings on dining and food delivery. Keep track of your habits as the right card depends on how often you dine out, whether you order food online, and your annual spending level.
Written by Kenbi Riba
