Synopsis: Paytm Flights provides users with a maximum discount of 20% on the total cost of flights in the form of 24K Gold by using promo codes. These discounts can be made even better when used with these credit cards
No more saving money on ticket fares by using cash back or discount vouchers. Paytm Flights now offers a new scheme where you can earn up to 20% of your booking amount in 24K digital gold. The 24K digital gold can be availed online via Paytm Gold once your booking has been confirmed. If you use it along with certain highly used credit cards like SBI Cashback, Axis Atlas, and HSBC TravelOne, then the saving percentage will be much more effective.
Paytm Gold on Flights: What Is the Offer?
In this offer, travelers who pay for their flight tickets through Paytm using the appropriate promo code get a 24K Gold Voucher equal to 20% of the cost of the ticket.
The voucher can be redeemed on Paytm Gold by applying the unique voucher code received after the flight booking is confirmed.
What Is Paytm Gold?
Paytm Gold allows the customers to buy, store, and sell 24K, 99.9% pure digital gold without having to worry about storing the gold physically. The digital gold is stored in vaults that are insured and can be bought in tiny quantities. The voucher earned from the flight offer can be used for buying digital gold on the Paytm Gold portal.
Best Credit Cards to Use With This Offer
1. Cashback SBI Card
- Joining Fee/Annual Fee: ₹999 + applicable taxes
- Annual fee reversal on spending ₹2 lakh or more in a year
- Benefits:
- 5% cashback on online spends without merchant restrictions
- 1% cashback on offline spends
- Maximum cashback capped at ₹4,000 per statement cycle
- Cashback automatically credited within 2 days of the next statement generation
- 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000 at petrol stations across India (maximum ₹100 per statement cycle)
To apply for the card, please visit the Official Website
2. Axis Bank Atlas Credit Card
- Joining Fee: ₹5,000 + taxes
- Annual Fee: ₹5,000 + taxes
- Reward System (EDGE Miles):
- 2 EDGE Miles per ₹100 on all non-travel spends
- 5 EDGE Miles per ₹100 on Axis Travel EDGE portal and Direct (airline & hotel) Bookings
- 1 EDGE Mile = ₹1
- Milestone Benefits:
- ₹3 lakh spend → 2,500 EDGE Miles
- ₹7.5 lakh spend → additional 2,500 EDGE Miles
- ₹15 lakh spend → additional 5,000 EDGE Miles
- Lounge Benefits:
- Complimentary international lounge access via Priority Pass
- Domestic lounge access under tier-based structure
- Up to 18 domestic and 12 international lounge visits annually (tier-based)
3. HSBC TravelOne Credit Card
- Joining / Annual Fee: ₹4,999 + GST
- Annual fee reversal on spending ₹8 lakh or more in a year
- Welcome Benefit:
- On spending ₹10,000 within the first 30 days, cardholders receive ₹1,000 cashback and ₹3,000 Postcard Hotel voucher
- 3 months EazyDiner Prime membership
- Bonus: 3,000 reward points on spending ₹1,00,000 within the first 90 days of card issuance
- Reward Earnings:
- 4 points per ₹100 spent on flights, travel aggregators & forex
- 2 points per ₹100 spent on other eligible spends
- 10,000 bonus reward points when annual spend exceeds ₹12,00,000
- Lounge Access:
- 6 domestic airport lounge visits per year and 4 international lounge visits per year
- Travel Offers: Up to 15% off flights & hotels via Paytm Travel, cleartrip, EaseMyTrip, Yatra, and Goibibo
- Lifestyle & Travel Benefits:
- Up to 20% off select duty-free stores in India (₹3,000 annual cap)
- Discounts on dining, movies, and events via partner platforms (Zomato/District)
- Golf privileges, holiday discounts, and Mastercard World benefits
- Purchase protection up to USD 20,000 annually
Savings Illustration – Paytm Flights + SBI Cashback + Gold Voucher
The total savings on the booking come to ₹3,699, which is the difference between the total amount paid of ₹15,775 and the effective net cost of ₹12,076 after including SBI Cashback and Paytm Gold voucher benefits. Overall, this works out to an approximate effective savings of 23.5% on the total flight fare.
Note: Effective Gold Value is an estimated value after GST and typical buy/sell spread; actual redemption value may vary based on gold prices and Paytm Gold rates.
Important Terms and Conditions
- The offer is valid on Paytm App, Paytm Web, and Paytm Check-in App.
- Gold vouchers are valid for 90 days from the date of issue.
- The reward is issued once per eligible booking, not per passenger.
- The maximum reward is capped at ₹3,000 for domestic flights and ₹5,000 for international flights.
- The voucher amount includes GST applicable on gold purchases.
- If a booking is cancelled, the voucher value will be adjusted against the refund amount irrespective of whether the voucher has been redeemed.
- The offer cannot be combined with other coupon-based promotions.
Conclusion
The Paytm Flights Gold program is another interesting way of earning rewards, as opposed to cash back, whereby you are given digital gold amounting to as much as 20 percent of the cost of your flight ticket. For those that are comfortable holding digital gold and who can use this program along with card programs like SBI Cash Back, Axis Atlas, and HSBC TravelOne.
