Synopsis: ICICI Bank offers several credit cards with complimentary lounge access, specially designed for frequent travelers who value comfort. This article highlights such credit cards that provide users with a premium lounge experience.
Some credit cards provided by ICICI bank like the Emeralde Private and Times Black credit card offer complimentary airport lounge access without any spending conditions. Let’s look at the credit cards that enhance your travel experience.
Adani One ICICI Signature Credit Card
About the card: the Adani One ICICI Signature credit card is a premium co-branded credit card that offers high value rewards with the Adani One ecosystem. The card also offers accelerated benefits and rewards through multiple platforms like insurance and utilities, travel and lifestyle.
Fees and charges
- Joining/annual fees: Rs 5,000 + GST
- Annual fee waiver: annual fee waived off on spending Rs 6 lakhs in the previous year.
- Interest rate: 3.75% (annualized at 45% per annum).
Travel benefits
- 16 complimentary domestic airport lounge visits every year across all airports.
- 2 complimentary international airport lounge visits in a year.
- 16 free premium lounge upgrades every year.
Other benefits
- A welcome gift of Rs 2,000 on hotel vouchers and flight vouchers worth Rs 5,000 on spending Rs 25,000 in the first 60 days of card activation.
- Buy one get one free, on movie tickets twice a month via BookMyShow.
MakeMyTrip ICICI Bank Credit Card
About the card: the MakeMyTrip ICICI Bank credit card is a co-branded card that offers exclusive deals and points that can be redeemed for travel bookings via MakeMyTrip. This card is structured for the users who do not wish to spend a hefty fee in comparison to other travel credit cards by ICICI.
Fees and charges
- Joining/annual fee: Rs 999
- Annual fee waiver: annual fee waived off on spending Rs 3 lakhs in the previous year.
- Interest rate: 3.75% if the minimum due is paid.
Travel benefits
- 8 complimentary domestic airport lounge visits in a year.
- 1 complimentary international airport lounge visit in a year.
Other benefits
- MMT Black membership complimentary for the first year with vouchers worth Rs 1,000.
- Buy one ticket and get 25% off on the second movie ticket via BookMyShow and INOX twice a month.
ICICI Bank Sapphiro Credit Card
About the card: The ICICI Bank Sapphiro credit card caters to high spenders who prefer a combination of rewards and lifestyle related benefits like value back on international purchases which can be used to redeem rewards across multiple categories like travel and shopping.
Fees and charges
- Joining fees: Rs 6,500 +GST
- Annual fees: Rs 3,500 +GST
- Annual fee waiver: annual fee waived off on spending Rs 6 lakhs in the previous year.
- Interest rate: 3.75% (annualized at 45% per annum).
Travel benefits
- 2 complimentary visits to international airport lounges in a year.
- 4 domestic lounge visits in a quarter.
Other benefits
- A welcome voucher worth over Rs 13,000 on Uber, Tata CLiQ, EaseMyTrip and Croma combined on joining fee payment.
- Buy one get one free, on movie tickets twice a month via BookMyShow.
- 4 free golf rounds per Rs 50,000 spent on retail in the previous month.
Also Read: 3 Best Credit Cards that Offer Free OTT Subscriptions in 2026 (Amazon Prime, Sony Liv and More)
Times Black ICICI Bank Credit Card
About the card: The Times Black ICICI bank credit card is a metal premium co-branded credit card that caters services to the premium lifestyle segment and helps them avail exclusive travel benefits. The card is a high fee premium credit card that promises high value back rewards.
Fees and charges
- Joining/annual fees: Rs 20,000 + GST
- Annual fee waiver: annual fee waived off on spending Rs 25 lakhs in the previous year.
- Interest rate: 3.75% only if minimum due is paid.
Travel benefits
Unlimited international and domestic airport lounge access across the world.
Other benefits
- Annual Zomato gold membership for dining benefits.
- Luxury gift cards from EaseMyTrip worth Rs 10,000 and Lohono worth Rs 12,000.
- Complimentary air accident insurance cover.
- No cancellation charges on domestic flight bookings and hotel bookings up to Rs 12,000.
ICICI Emeralde Private Metal Credit Card
About the card: the ICICI Emeralde Private Metal Credit Card is an invite-only premium metal credit card provided to high income individuals. This credit card comes among the top-rated premium credit cards with unlimited lounge access and golf course access and other benefits which is complimented to the high diversity spenders.
Fees and charges
- Joining/annual fees: Rs 12,499 + GST
- Annual fee waiver: annual fee waived off on spending Rs 10 lakhs in the previous year.
- Interest rate: 3.75% (annualized at 45% per annum).
Travel benefits
- Unlimited lounge access for domestic and international airports with a priority pass membership for primary and add-on cardholders
- Travel cancellation covered with a refund up to Rs 12,000 annually.
Other benefits
- Buy one movie ticket and get Rs 750 0ff on the second ticket via BookMyShow twice a month.
- Complimentary Eazydiner Prime membership for discounts valued at 25%-50% off at top dining restaurants in India and Dubai.
- 2 EaseMyTrip vouchers worth Rs. 6,000 each on reaching annual spending milestone Rs. 8 lakhs.
Conclusion
If you’re a frequent traveler in India, ICICI Bank credit cards can significantly elevate your airport experience through complimentary lounge access and associated travel perks.
From the balanced benefits of the Sapphiro card to the premium unlimited access offered by Emeralde or Diamant, there’s an option for every type of traveller — as long as you understand eligibility criteria and spend requirements before you apply.
Written by Atin Kevin
