Synopsis: In this article we will explore the 4 newly launched credit cards by AU Small Finance Bank by looking at their features which cater to the needs of a diverse set of customers.
AU Small Finance Bank has launched a new range of credit cards that are designed to fit your needs, whether you are a first-time borrower or a customer looking for premium lifestyle benefits.The main highlight is that you as the cardholder can receive complementary airport lounge access simply if you book a flight through their AU Rewardz portal. The launch signifies the evolution of credit cards from a simple method of payment to becoming a part of our lifestyle. From travel perks and entertainment offers to savings on daily expenses, cards today are designed to fit into how people actually live and spend.
AU Ananta Credit Card
This card is for people who like to enjoy premium travel and lifestyle perks. Ananta signifies boundless ambition and elevated living. Features include:
- Annual Card Membership & Joining Fee is ₹2,000 (+ taxes)each , annual fee can be waived off if you spend ₹3 Lakhs or more in the previous card anniversary year
- A welcome bonus of 8,000 Reward Points
- You can get 5 Reward Points on spending of every ₹100 on shopping, dining, and travel expenses.
- Milestone bonus of up to 50,000 Reward Points on annual spends of ₹10 lakh
- If you book a flight worth ₹5,000 or more through AU Rewardz you will get a complimentary domestic airport lounge access which is capped to 4 times per quarter.
- Earn up to 15% instant discount on shopping from Amazon Fashion,Dining with District App & Hotel Booking on AU Rewardz (max cashback Rs. 500 per month)
- Make quick, secure payments up to ₹5,000 without entering your PIN by tapping your card or mobile phone with a digitally added card on a POS machine.
To apply for the card, please visit the Official Website
AU Laksya Credit Card
This card is for professionals who are in the middle of their careers and Gen Z users who prefer a simple digital interface and rewards on their everyday spending. Features include :
- Joining Fee & Annual Fee of ₹1,000 (+ GST) each , annual fee can be waived of if you spend ₹2,00,000 or more in the preceding card anniversary year .
- A welcome bonus of 4,000 Reward Points or a brand voucher of ₹1,000
- 5 Reward Points per ₹100 on groceries, departmental stores, and contactless spends
- Up-to 15% instant discounts on Amazon Grocery/Amazon Now,Zomato App (max cashback ₹250 per month).
- Buy-One-Get-One movie ticket every month with District App
- Complementary domestic airport lounge access (8 visits annually & max 2 per quarter) on a minimum spend of ₹50,000 in a quarter .
- Zero Processing fees on converting transactions into Xpress EMIs
To apply for the card, please visit the Official Website
Also read: Axis Bank Airport Lounge Access 2026: Here’s the Full List of Eligible Credit Cards
AU Tejas Credit Card
This card is perfect for young working professionals who want to save a little more on daily spending and have lifestyle benefits too. Features include :
- Joining fee and an annual fee of ₹500+taxes, annual fee can be waived for the subsequent year if you spend ₹1,50,000 or more in the preceding card anniversary year
- Welcome bonus of 2,000 Reward Points or a brand voucher of ₹500
- Up to 10% off on select categories such as movies, grocery & food delivery (max cashback ₹50 per month)
- Up to 10% cashback on cab bookings (all major providers like Uber, Ola, Rapido, etc.) and bill payments via the AU 0101 app
- Reward Points on all spends and Accelerated Reward Points (5 Reward Points per ₹100 spent)on AU Rewardz platform
To apply for the card, please visit the Official Website
AU Prathama Credit Card
This card is a good starting point for people who are new to credit cards and want simple rewards and savings. Features include:
- Annual & Joining Fee of ₹100 + GST . The annual fee can easily get waived for the subsequent year by spending ₹75,000 or more in the previous card anniversary year.
- Reward Points on contactless and everyday spends (Earn up to 2 Reward Points on every ₹100 spent)and bonus points for setting up standing instructions
- Milestone incentives to encourage higher engagement(earn 2 Reward Points per ₹100 on incremental spends when you cross ₹5,000 spends in a cycle)
- Tap to pay up to ₹5,000 quickly without a PIN
- 500 Bonus Reward Points on each successful Recurring Transaction setup
To apply for the card, please visit the Official Website
Table Overview
Who Should Consider These Cards?
These cards are made for different stages of life, so you can pick what fits you best. If you are new to credit cards? Go for AU Prathama as it is simple and easy to start with. If you are a young professional AU Tejas can help you save on daily spending.Gen Z or in your mid-career?AU Laksya is great for everyday rewards and digital use.High spender or traveller? AU Ananta will give you premium perks and travel benefits. In short, there’s a card for almost everyone so you just need to choose what matches your lifestyle.
Written by Shreya Tiwari
