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GIFT City vs Direct Global Investing: Which Option Saves More Tax for Resident Indian Investors?

GIFT City vs Direct Global Investing: Which Option Saves More Tax for Resident Indian Investors?

by Jahnavi | May 25, 2026

Synopsis: The Indian investors who are seeking global diversification, at present have two options, one being direct overseas investing via the Liberalised Remittance Scheme (LRS) and other being investment through GIFT City’s International Financial Services...
Top Banks and NBFCs Offering the Lowest Gold Loan Rates in India — Muthoot, Manappuram & More

Top Banks and NBFCs Offering the Lowest Gold Loan Rates in India — Muthoot, Manappuram & More

by Jahnavi | May 25, 2026

Synopsis: The rise in retail loans 16.6% to ₹170.2 trillion in FY26, the gold loans lead this growth as lenders pivot to more secured assets. The banks and other financial institutions that offer low-interest gold loans are discussed in this article.  As gold...
Specialized Investment Fund (SIF): SEBI’s New Asset Class Between Mutual Funds and PMS

Specialized Investment Fund (SIF): SEBI’s New Asset Class Between Mutual Funds and PMS

by Jahnavi | May 23, 2026

Synopsis: Investors who want more than a mutual fund but less complexity than a portfolio management service, the specialised investment fund (SIF) comes as a good option to consider. This article simplifies the concept of SIF in mutual funds, the allowed investment...
Salary of ₹1 Crore: Old Tax Regime or New Tax Regime – Which Saves More Tax?

Salary of ₹1 Crore: Old Tax Regime or New Tax Regime – Which Saves More Tax?

by Jahnavi | May 22, 2026

Synopsis: A salary of ₹1 crore requires careful tax planning, and with both the regimes present in the country, the choice depends on which one will provide better tax benefits. This article compares both regimes for a ₹1 crore salary with a practical example. India...
Top 7 Credit Cards for Low Credit Score in 2026 – Best Options to Rebuild Your Credit Score Safely

Top 7 Credit Cards for Low Credit Score in 2026 – Best Options to Rebuild Your Credit Score Safely

by Jahnavi | May 21, 2026

Synopsis: A curated list of credit cards suitable for individuals with low credit scores, highlighting their fees, limits, and rewards. These cards offer an accessible way to start and rebuild credit while also enjoying basic benefits. With the RBI 3-stage loan...
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