Synopsis: The BOBCARD ETERNA Credit Card is a high-end travel card that offers a limited-time lifetime free offer till 30th June 2026. It offers complimentary gym membership, unlimited domestic airport lounge access, reward points, and lifestyle benefits without the joining and annual fees.
One of the most valuable perks of premium credit cards for frequent travelers is airport lounge access, but it often comes with high annual fees. The BOBCARD ETERNA Credit Card changes all that with an offer of a limited-time lifetime free card with unlimited domestic lounge access, accelerated rewards, milestone benefits, and lifestyle perks, making it a strong travel-centric card.
BOBCARD ETERNA Credit Card
Card Fees
- Joining & Annual Fee: ₹2,499 (Currently, BOB Eterna Credit Card is offered as Lifetime Free Card to new credit cards users of Bank of Baroda (Until 30th June, 2026)
- Fee Waiver: Joining fee waived on ₹25,000 spend in first 60 days (Annual fee waived on ₹2.5 lakh annual spend)
Welcome Benefits
- Complimentary FITPASS Pro membership for 12 months, worth ₹48,000 (activation within 60 days). It gives you access to 2500+gyms, yoga, zumba and CrossFit studios across India.
Reward Points & Cashback
- Earn 5X Rewards, i.e., 15 RP per ₹100 spent on dining, travel, online shopping, and international. (Rewards are capped at 5,000 reward points.)
- 3 RP per ₹100 on other eligible spends
- 1 Reward Point = ₹0.25
Airport Lounge Access
- Unlimited domestic lounge access on spending ₹40,000 in previous quarter
Lifestyle Add-Ons
- BOGO movie tickets: buy 1 and get 1 offer on movie ticket up to ₹250/month via District app
- Fuel surcharge waiver: 1% on ₹400–5,000 fuel transactions (max ₹250 per statement)
- Get free Personal Accidental Death Cover to ensure financial protection of your family up to ₹1 crore (air) and ₹10 lakh (non-air)
Milestone Rewards
- Earn 10,000 RP on ₹50,000 spend in first 60 days & 20,000 RP on ₹5 lakh annual spend
- Total milestone value: 30,000 RP = ₹7,500 cashback
Travel-Friendly Features
- Reduced forex markup: 2% on international spends
- Rewards earned on international transactions
Eligibility Criteria
To qualify for the Bank of Baroda Eterna Credit Card, you generally need to meet these criteria:
- Income: Minimum annual income of ₹12 Lakhs (Salaried or Self-Employed).
- Age: 21–65 years.
- Credit Score: A score of 750+
Other Benefits
- EMI Smart EMI conversion available for purchases above ₹2,500
- Flexible EMI tenure from 6 to 48 months
- Free add-on cards: Up to 3 lifetime free add-on cards for family members
- Zero liability on lost card & contactless payments: Safe and fast transactions
To apply for the card, please visit the Official Website
Note: Existing BOB Credit Cardholders are not be eligible for the lifetime free BOB Eterna Credit Card. They can apply for Scapia Credit Card for Unlimited Lounge, unlimited food, shopping, spa at Domestic Airport.
Final Takeaway
The BOBCARD ETERNA Credit Card offers a great value in the high-end travel segment under its limited-time lifetime free offer. It offers premium travel value without any annual fee, making it ideal for frequent travelers and high-spend users.
Written By Ameet S
