by Trade Brains | May 25, 2026
Synopsis: The 50-30-20 budgeting rule is an easy method for managing finances; increasing rents and other living expenses in cities such as Bengaluru and Mumbai make it very challenging to apply. This article will explain how professionals can modify the 50-30-20...
by Trade Brains | May 25, 2026
Synopsis: Government-backed savings schemes and post office savings schemes continue to enjoy popularity in the year 2026 due to their safety and fixed interest rates. This article shows major schemes based on interest rates, investment limits, tenure, and taxation. ...
by Jahnavi | May 25, 2026
Synopsis: The rise in retail loans 16.6% to ₹170.2 trillion in FY26, the gold loans lead this growth as lenders pivot to more secured assets. The banks and other financial institutions that offer low-interest gold loans are discussed in this article. As gold...
by Trade Brains | May 24, 2026
Synopsis: This article compares RBI Floating Rate Savings Bonds and Post Office Monthly Income Scheme (POMIS) to understand which government-backed investment offers better safety, returns, and regular income. RBI Floating Rate Savings Bonds RBI Floating Rate Bonds...
by Trade Brains | May 24, 2026
Synopsis: In India, there is no inheritance tax imposed on equity, mutual funds, or bonds. However, inherited investment may still attract taxation in other forms such as capital gain, interest earned, or redemption. Inheritance of securities like stocks, mutual...
by Trade Brains | May 23, 2026
Synopsis: Most investors believe that tax-free investment plans, such as the EPF, are always better than tax-based investments, such as SIPs. But it is important to remember that wealth creation in the long run depends more on return on investments rather than taxes...
