Top 7 Mutual Funds With the Highest Allocation to AI Stocks in 2025

Synopsis: This article highlights the top 7 funds with the highest allocation to AI-focussed sectors and companies.

The Indian investors primarily interested in the highest AI exposure typically have to go through global indices and tech-heavy funds that focus on US mega cap and NASDAQ stocks, where the leading technology sectors of AI, cloud, and digital platforms also have the biggest profits. The tech-heavy funds that focus on global indices and US mega caps also have the biggest profits.

Top 7 Mutual Funds Holding AI Stocks

1. Mirae NYSE FANG + ETF

• Holding AI Stocks: 79.23% 
• 1-year return: 53.04%
• 3-year return: 345.15%
• AUM: ₹3,652Cr
• Expense Ratio: 0.65
• Mirae NYSE funds offer concentrated,equal weight exposure to just 10 high growth global technology and internet stocks that are at the core of AI.

2. Mirae Asset S&P 500 Top 50 ETF

• Holding AI Stocks: 63.86%
• 1-year return: 37.92%
• 3-year return: 160.14%
• AUM: ₹1,004Cr
• Expense Ratio: 0.60
• This fund tracks the S&P 500 Top 50 return Index, giving exposure to largest US blue chip companies by market capitalization across sectors.

3. Motilal Oswal MOSt shares NASDAQ-100 ETF

• Holding AI Stocks: 53.38% 
• 1-year return: 34.26%
• 3-year return: 145.33%
• AUM: ₹11,317Cr
• Expense Ratio: 0.58
• A passive fund that mirrors the NASDAQ 100 Index, which is heavily tilted towards global technology, communication, and consumer internet companies.

Also read: Quant Small Cap vs Nippon India Small Cap: See Which Fund Hit 33.34% in Just 5 Years

4. ICICI Prudential Nasdaq 100 Index

• Holding AI Stocks: 52.90%
• 1-year return: 34.54%
• 3-year return: 27.41%
• AUM: ₹2,664.76Cr
• Expense Ratio: 0.61
• Exit load: Zero 
• Top Holding are: NVIDIA Corporation (USA), Microsoft, Apple Inc.(USA) and more
• It is an index mutual fund that invests in the same NASDAQ 100 basket via a fund-of-fund or direct route, aiming to closely track the index returns after costs.

5. Motilal Oswal S&P 500 Index

• Holding AI Stocks: 40.11%
• 1-year return: 19.88 %
• 3-year return: 22.89%
• AUM: ₹4,091Cr
• Expense Ratio: 0.63%
• Exit load: 1% if redeemed within 7 days
• Top Holding are: NVIDIA Corporation (USA), Microsoft, Apple Inc. (USA) 
• This fund diversified US exposure with an embedded AI tilt, allowing investors to participate in AI-heavy sectors like technology and communications services while also owning cyclical and defensive US majors, which can smooth volatility compared to pure tech indices.

6. Parag Parikh Flexi Cap Fund

• 3-year return: 21.56%
• 1-year return: 8.58%
• AUM: ₹1,25,799.63 cr
• AI Stock Holdings: Alphabet (3.75%), Meta platforms Inc (2.70%), Microsoft (2.68%), Amazon (2.37%) total 11.50%
• SIP: ₹1,000 and Lump sum: ₹1,000
• The Fund blends quality Indian franchises with overseas compounders that often include US tech/ Internet names, giving indirect AI exposure while still being anchored in the long term.

Also read: HDFC Flexi Cap vs Parag Parikh Flexi Cap: Which Fund Delivered 20.4% Returns in 3 Years?

7. SBI Focused Fund

• 3-year return: 18.12%
• 1-year return: 15.70%
• AUM: ₹40,823.77 cr
• AI Stock Holdings: Alphabet (7.94%)
• SIP: ₹500 and Lump sum: ₹5,000
• SBI focused fund invested in a single AI stock, Alphabet, by holding a share of 7.94%

Conclusion

The best mutual funds that invest the most in AI stocks clearly show that with investing mainly in the US mega-cap and NASDAQ linked global index funds, one can get a substantial share of the AI growth mainly driven by the developers. Using a combination of passive and active funds investors can cover more of the AI specific investments together with the diversified portfolios which are their risk tolerance and investment horizon aligned.

Written by Yatheendra N