New Delhi, 1st October, 2025: Punjab & Sind Bank, a leading public sector bank today announced the launch of its premium home loan offering – “PSB Apna Ghar Premium”. With the promise of “Where Luxury Meets Affordability,” this product is designed to empower individuals and families to own their dream homes with maximum financial ease.
The PSB Apna Ghar Premium scheme focuses on delivering unparalleled value by combining attractive interest rates with multiple fee waivers, making it one of the most affordable housing loan options in the market today.
The PSB Apna Ghar Premium scheme comes with a host of customer-friendly benefits that make home ownership both affordable and convenient. With an attractive rate of interest starting at just 7.35%, it ensures financial accessibility for all homebuyers.
The scheme eliminates several common charges, including zero processing fees, zero inspection fees, and zero prepayment charges, allowing customers to save significantly and enjoy complete flexibility in repaying their loans without penalties.
Adding to its value proposition, the scheme also offers a 100% locker rent concession as an exclusive lifestyle benefit, making it a truly comprehensive and rewarding home loan offering from Punjab & Sind Bank.
The scheme is tailored for salaried professionals, self-employed individuals, and families aspiring to upgrade their lifestyles with affordable financing options. By removing hidden costs and offering lifestyle-linked benefits, Punjab & Sind Bank continues to strengthen its position as a customer-first institution.
About Punjab & Sind Bank:
Punjab & Sind Bank is a public sector bank in India, headquartered in New Delhi. It was established in 1908 with the aim of serving the people of the then Sind and Punjab regions of colonial India. The bank has a wide network of branches across India.
The principle mission of its foundation involves economic aid to the weaker section of the society. Punjab and Sind Bank prides its customers and serves them wholeheartedly for ‘Sarva Jana Hitai, Sarva Jana Sukhai’.