A leading housing finance provider known for affordable lending solutions is in focus following a major stake sale. A significant block deal occurred where approximately 13.4 percent of the company’s equity, valued at over Rs. 2,000 crore, changed hands. This aligns with reports of a large private equity investor offloading their stake.
Aptus Value Housing Finance India Limited’s stock, with a market capitalisation of Rs. 15,432 crores, fell to Rs. 305.50, hitting a low of up to 9.2 percent from its previous closing price of Rs. 336.50. However, the stock has given a return of 5.5 percent on a year-to-date basis.
Block Deal
A major block deal involving Aptus Value Housing Finance India Ltd. took place, resulting in a sharp 9 percent drop in its share price. Around 6.70 crore shares, which account for 13.44 percent of the company’s total equity, changed hands at an average price of Rs. 307 per share. This transaction amounted to a total value of approximately Rs. 2,063 crore. The large volume of shares traded in a single go contributed to the decline in the stock’s market price.
The block deal appears to have been likely driven by private equity firm Westridge Investments, which, according to an earlier CNBC-TV18 report, was planning to offload a 9.8 percent stake in the company for around Rs. 1,495 crore. While the final transaction exceeded that amount, it indicates a significant exit by a major investor and possibly broader institutional interest in acquiring a large stake in Aptus.
AUM Breakup
As of FY25, the company reported an AUM of Rs. 10,865 crore, with 60 percent in home loans, 20 percent in small business and non-home loans, 14 percent in quasi-home loans, and 3 percent each in insurance and top-up loans. It manages all lending functions in-house, enabling faster processing, stronger customer relationships, and effective risk and fraud control.
Q4 Financial Highlight
In Q4FY25, the company posted revenue of Rs. 484 crore, marking a 29 percent YoY growth from Rs. 375 crore in Q4FY24 and a 7.6 percent sequential increase over Rs. 450 crore in Q3FY25. Net profit stood at Rs. 207 crore, reflecting a 26 percent YoY rise from Rs. 164 crore and a 9 percent QoQ improvement over Rs. 190 crore in Q3FY25. These figures point to consistent top-line and bottom-line expansion on both annual and sequential bases.
Over a three-year horizon, the company has delivered a robust performance, with profit and revenue clocking a CAGR of 27 percent and 29 percent, respectively. The return on equity (ROE) has compounded at 17 percent annually over the same period, underscoring efficient capital allocation and sustained profitability.
Written By Fazal Ul Vahab C H
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