Mutual fund investing has never been this easier. With various mobile-friendly apps being available, investing in mutual funds has reduced a lot of paper work involved unlike earlier days. These mobile platforms have made fund exploration, comparison, portfolio tracking, a lot easier with the advent of smartphones. But with so many options available, choosing the right app can be a bit confusing. In this article, we have shortlisted the best mutual fund apps in India in 2025 depending on its uses, features, cost and its reliability so that you can pick the one that suits your needs.
What Makes a Mutual Fund App Great?
- Ease of Use: Clean design and easier navigation is ideal for the beginners.
- Direct Fund Access: Offers direct plans to help you to save more on the commissions
- Wider Fund Choice: Lets you to access top mutual funds across major AMCs.
- Insights & Tools: Has smart features like fund comparison and performance charts.
- Stronger Security: SEBI registration, app locks along with two-factor authentication.
- Helpful Support: Quick support that is reliable, customer centric and focussed whenever you need it.
Top 12 Mutual Fund Apps for Indian Investors
1. Groww: A beginner-friendly application that is made with a clean interface and faster onboarding. This app offers direct mutual funds with no hidden charges.
- Advantages:
- Easy to use
- Quicker KYC approval
- Zero commission based
- Disadvantages:
- Limited research tools
- Ideal for: First time investors
2. Zerodha Coin: Zerodha platform that offers direct mutual fund investing. It is integrated with the demat account for easier synchronization.
- Advantages:
- Zero Commission
- Advanced charts
- Trusted brands
- Disadvantages:
- Required Zerodha account
- Ideal for: DIY stuffs and advanced investors
3. Kuvera: Kuvera app is made entirely focussing on zero-commission direct plans with stronger goal-planning tools.
- Advantages:
- Family portfolio support
- Tax optimization tools
- Disadvantages:
- Complex interface
- Ideal for: Family investors and goal-oriented investors
Also read: Buy Now, Pay Later vs. Personal Loan – Which One is Right for You?
4. ET Money: All-in-one platform that offers multiple finance related services like mutual funds, insurance, NPS, etc.
- Advantages:
- Direct Plans
- Automated investing suggestions.
- Disadvantages:
- Pushes too many additional products
- Ideal for: Investors seeking simplified planning
5. Paytm Money: Paytm money offers low-cost investments that are integrated with SIP tracking. THe interface is also user friendly and minimal free of any distraction.
- Advantages:
- Offers direct plans
- Linked to Paytm wallet
- Disadvantages:
- Slower customer support
- Ideal for: The users are already from the paytm ecosystem.
6. IND Money: IND Money can be the best option to track all your investments at one place like mutual funds, stocks and loans.
- Advantages:
- All-in-one financial dashboard
- Automatic tracking
- Disadvantages:
- Can be slightly overwhelming for beginners
- Ideal for: holistic finance management
7. Fisdom: Fisdom offers both direct and regular plans of mutual funds with human advisory support
- Advantages:
- Goal based planning
- Suggestions on tax savings
- Disadvantages:
- Some features are locked behind the advisory support plans
- Ideal for: Investors needing guidance
8. Angel One: Offers full-service brokerage services on mutual fund investing with stocks and IPOs.
- Advantages:
- Has multiple direct plans
- Multiple research tools
- Disadvantages:
- Can be slightly complex for beginners
- Ideal for: investors looking for multiple asset options.
9. MyCAMS: It is an official app by CAMS to manage the mutual funds from multiple AMCs in one place
- Advantages:
- Safe and Secured
- SIP management
- AMC-Authorized
- Disadvantages:
- Outdated interface
- No direct investing suggestions
- Ideal for: Tracking and managing the existing mutual fund holdings.
10. KFinKart: KFinKart is similar to MyCAMS. This app supports the schemes that are served by KFinKart.
- Advantages:
- Simple SIP and Switch options
- Wider AMC support
- Disadvantages:
- Not as intuitive as news apps
- Ideal for: Managing legacy mutual fund investments
11. 5Paisa: Low-cost mutual fund investing that is integrated with insurance and stocks.
- Advantages:
- Offers direct plans
- Supports all-in-one app
- Disadvantages:
- Occasional app glitches
- Ideal for: budget conscious investors
12. Upstox Mutual Fund: Upstox is a new player in this space who offers mutual fund investing with a clean interface and direct plan options.
- Advantages:
- Fast setup
- Direct plans
- Simple design
- Disadvantages:
- Limited advanced analytics
- Ideal for: Existing upstox users and beginners
Best Apps for Specific Needs
- Beginners: Applications like Groww and ET Money offer intuitive interfaces that are full of insights, easier KYC process, and simple SIP setup that makes it easier for beginners to navigate.
- Advanced DIY investors: Zerodha Coin, Kuvera offers direct access, deep analytics and tools that helps the investor to make self-directed decisions.
- Goal-based investing: Scripbox, INDmoney can help the investors who are conscious about financial goals with automated suggestions and family portfolio tracking.
- Low-cost investing (Direct Funds): Kuvera, Zerodha Coin are 100% commission with free direct mutual funds which helps the investors to save in the long-run.
- Tracking & Reports: MyCAMS, KFinKart are great for tracking and managing the existing mutual fund portfolios across various AMCs
Conclusion
With so many mutual funds available in the market in India, choosing the right platform depends on the individual needs. There is an app for every one. No matter where you start, the key is to take the first step. Pick the app that aligns with your financial goals and the habits to make full use of it.
Written by Kavitha Sugumar
