Synopsis- Crypto debit cards with cashback of up to 8% are gaining popularity in India as more people look to use crypto in daily spending. For investors, this trend reflects growing real-world utility and user trust. For the industry, it points to wider adoption and steady progress toward mainstream acceptance. Explore the top 5 crypto cards worth having in 2025.

1. Crypto.com Visa Card

  • A prepaid Visa card allows users to spend cryptocurrencies by converting them to fiat at the time of purchase. It is available in multiple tiers, requires pre-loading, and is accessible globally for both online and in-store transactions.
  • Earn up to 6.5% back in CRO on purchases (tiered by CRO stake; 1.5–6.5% for the first year, then 1–5%)
  • Airport Lounge Access via Priority Pass (depending on tier)
  • Subscription Rebates (100% Spotify, Netflix; 10% Expedia/Airbnb)
  • 24/7 Concierge & Purchase Protections (Visa Signature benefits)
  • No annual or overseas fees, plus interbank FX rates on foreign spending

2. Wirex Metal Card

  • A premium cryptocurrency debit card with a metal design, letting users spend various digital assets directly via the Wirex app. The card is accepted worldwide wherever Visa is supported, offering seamless crypto-to-fiat spending.
  • Up to 8% Cryptoback rewards in WXT on every purchase.
  • Fee-free ATM withdrawals (up to $200/month globally)
  • No annual or FX fees, and free card issuance
  • Visa Signature perks (travel and dining offers)
  • Next-gen security (SMPC, biometric backup)

3. Coinbase Card

  • A Visa debit card linked to a Coinbase account, enabling users to pay with crypto or fiat balances. It facilitates global spending and instant conversion of cryptocurrencies at the point of sale.
  • Up to 4% back in crypto (choice of BTC, ETH, DOGE, GRT, XLM, etc.)
  • Zero annual or spending fees; no staking requirement
  • Instant in-app controls (freeze/unfreeze, PIN reset)
  • 24/7 customer support and robust two-factor authentication
  • Global Visa acceptance with seamless crypto-to-fiat conversion

4. BitPay Prepaid Mastercard

  • This is a Mastercard prepaid card that allows users to load and spend cryptocurrency funds globally. The card can be used at any merchant or ATM accepting Mastercard after topping up from a crypto wallet.
  • Automatic cash-back rewards at thousands of merchants (varies by offer)
  • Reload with 14+ cryptocurrencies, instant convert-and-spend
  • EMV chip & contactless payments for enhanced security
  • No domestic ATM fees; 3% foreign transaction fee abroad
  • Accepted anywhere Mastercard is honoured.

5. RedotPay Crypto Card

  • A crypto card enabling instant spending of digital assets, with immediate conversion to fiat when making purchases. It supports use at millions of outlets worldwide and manages transactions through the RedotPay platform.
  • Low 1% transaction fee on purchases (best-in-class)
  • High spend limits (up to $100,000 per transaction)
  • Instant virtual card issuance; personalized card designs
  • Referral rewards (up to 40% commission)
  • Multi-layer security (2FA, anti-phishing, gesture unlock)
  • Up to $42 million insurance coverage on assets

Comparison of Features, Fees and Rewards of the 5 Crypto Cards

FeatureCrypto.com Visa CardWirex Metal CardCoinbase CardBitPay Prepaid MastercardRedotPay Crypto Card
TypePrepaid Visa (tiers)Premium Visa debit (metal)Visa debitPrepaid MastercardVisa/Mastercard (crypto-fiat)
Spending MethodCrypto-to-fiat at purchaseCrypto app auto conversionPay with crypto/fiat from CoinbaseLoad from crypto walletInstant crypto-to-fiat
RewardsUp to 6.5% CRO (down to 1–5% in year 2)Up to 8% in WXTUp to 4% back in cryptoMerchant cash-back (varies)Referral only, no spend cashback
FeesNo annual/FX fees, low ATM limitsNo FX/annual, $200 ATM/monthZero annual/spending feesNo domestic ATM, 3% foreign TX1% transaction fee
PerksLounge, Spotify/Netflix/ExpediaFee-free issue, travel perksInstant controls, 2FA, 24/7 supportGlobal, chip, instant reload$100,000 cap, $42m insurance
Supported CryptosMultiple (CRO focus)Multiple (Wirex app)Multiple (BTC, ETH, DOGE, etc.)Reload with 14+ cryptosMultiple
Global AcceptanceYes (Visa)Yes (Visa)Yes (Visa)Yes (Mastercard)Yes (Visa/Mastercard)
Other NotesPreload, tiered systemMetal/biometric securityNo staking, many cryptos3% foreign fee, Mastercard-wideHigh insurance, unique referral

Written By Fazal Ul Vahab C H