ICICI Bank, a prominent private sector bank in India, provides a diverse range of credit cards designed to suit various spending habits and lifestyle needs. Whether you’re a savvy online shopper, an enthusiastic traveler, or someone looking for all-rounder rewards, ICICI has a credit card that fits the bill. Below are the five best ICICI credit cards in 2025, carefully selected for their value, features, and benefits.
1. Amazon Pay ICICI Credit Card
- Best For: Online shopping and Amazon users
- Zero Joining and Annual Fees
- Attractive Cashback Rates:
- 5% cashback for Amazon Prime members on Amazon.in
- 3% for non-Prime users
- 2% cashback when transacting with Amazon Pay partners
- 1% cashback on all other purchases
- Fuel Benefits: 1% fuel surcharge waiver at petrol stations across India
- Dining Deals: Get at least 15% off at partner restaurants
- Ideal For: Frequent Amazon users looking to earn cashback on regular purchases without paying annual fees.
2. ICICI Bank Coral Credit Card
- Best For: Balanced spenders who enjoy lifestyle perks
- Affordable Annual Fee: ₹500 per year (waived off on reaching ₹1.5 lakh in annual spending)
- Reward System:
- Earn 2 points for every ₹100 spent on general purchases
- Earn 1 point for every ₹100 spent on utilities and insurance
- Entertainment Offers: Get 25% off on movie tickets twice a month via BookMyShow and Inox
- Travel Benefits: One complimentary airport lounge access per quarter (on qualifying spends)
- Fuel Perks: 1% surcharge waiver at HPCL fuel stations
- Ideal For: Everyday users who want a little bit of everything—rewards, entertainment, travel, and fuel benefits.
Also read: SBI’s Premium Cards Offer VIP Perks You Didn’t Know Existed!
3. ICICI Bank Rubyx Credit Card
- Best For: Lifestyle users and frequent domestic travelers
- Welcome Vouchers: Worth over ₹5,000 from popular lifestyle brands
- Accelerated Reward Points:
- 4 points for every ₹100 spent internationally
- Achieve 2 points for every ₹100 spent in India
- Airport Lounge Access: Two complimentary domestic lounge visits each quarter
- Movie offers upto ₹150 off on tickets twice a month
- Golf Access: Two complimentary rounds of golf each month
- Fuel Benefits: Enjoy a 1% fuel surcharge exemption at fuel stations nationwide.
- Ideal For: Professionals or business users who travel regularly and enjoy premium lifestyle privileges.
4. ICICI Bank Sapphiro Credit Card
- Best For: Premium users seeking luxury, travel, and high reward rates
- Generous Welcome Benefits: Gift vouchers from top brands worth around ₹9,000
- Reward Program:
- 6 points per ₹100 spent internationally
- 3 points per ₹100 on domestic spending
- Airport Lounge Access:
- 4 complimentary domestic lounge entries every quarter
- 2 international lounge visits annually
- Golf Privileges: Up to 4 free games each month
- Dining Discounts: Up to 15% off at select high-end restaurants
- Entertainment Offer: Up to ₹500 off on the second movie ticket twice a month
- Ideal For: High-income individuals who want a blend of exclusivity, travel perks, and high reward returns.
5. ICICI Bank HPCL Super Saver Credit Card
- Best Suited For: Individuals who frequently spend on fuel and pay utility bills.
- Annual Fee: Priced at ₹500, it offers a budget-friendly option for cardholders.
- Cashback Structure:
- 5% cashback on fuel purposes at HPCL pumps
- 1.5% extra cashback via HP Pay app transactions
- 5% cashback on groceries, utilities, and departmental stores
- Reward Points: Earn 2 points for every ₹100 spent on general retail purchases.
- Emergency Services: 24×7 roadside assistance across India
- Ideal For: Daily commuters or users who spend a lot on fuel and utilities and want cashback with every swipe.
Selecting the right ICICI credit card depends on your individual lifestyle choices and how you typically spend. If you’re big on online shopping, the Amazon Pay ICICI card offers unbeatable cashback. If you want a well-rounded card with benefits across dining, travel, and entertainment, Coral or Rubyx are solid picks. For those looking to go premium, Sapphiro delivers luxury and perks. And if fuel savings matter the most, the HPCL Super Saver card is a practical and rewarding option. With so many features packed into each, ICICI credit cards can do more than just help you spend—they help you earn while you’re at it.
Written by Pydimarri Hema Harshini
