Mutuum Finance (MUTM) is gaining major attention in the crypto investment space as Phase 6 of its presale races toward a complete sell-out. With over $17 million raised so far and 60% of the 170 million tokens already sold, investors are hurrying to lock in at $0.035 before the next phase lifts the price to $0.040 — a direct 15% gain for early buyers. Over 16,800 holders have already joined, positioning MUTM among the most rapidly growing presales of 2025.
Quick Launch, Dual-Lending System and Transparent Dashboard
Mutuum Finance (MUTM) is preparing to launch a new platform for crypto lending and borrowing. The first version, called V1, will be released on the Sepolia Testnet by the end of 2025. It will feature core tools such as a liquidity pool, mtToken, debt token, and a liquidator bot to ensure smooth performance. At launch, users will be able to lend, borrow, and use ETH or USDT as collateral easily and securely.
Mutuum Finance (MUTM) will introduce a dual lending model — Peer-to-Contract (P2C) and Peer-to-Peer (P2P). This model allows both traditional and high-risk traders to operate within one ecosystem. The P2C model will serve stable assets like USDT and ETH, offering predictable yields. The P2P model will cover meme and volatile tokens such as PEPE and DOGE, letting lenders and borrowers set custom rates.
A newly launched dashboard and leaderboard now allow users to track real-time ROI and compare their performance among the Top 50 investors.
When a lender deposits, they will receive mtTokens representing their pool share. These mtTokens will accrue interest over time and can also be staked for additional MUTM rewards. Borrowers, on the other hand, will post collateral and receive loans according to predefined Loan-to-Value (LTV) ratios.
For instance, a borrower posting $1,000 worth of ETH as collateral will be able to borrow up to 75%, maintaining a safe headroom before the 80% liquidation threshold activates.
The project’s CertiK audit adds further trust. With a TokenScan score of 90.00 and Skynet score of 79.00, the audit review — requested on February 25, 2025, and updated on May 20, 2025 — has reinforced investor confidence. Experts now describe MUTM as “the best cheap crypto” with a clear short-term upside.
Stability and Security Built into Every Layer
Mutuum Finance (MUTM)’s Stable Interest Rate Model is designed for predictable yield and liquidity control. When a lender locks funds, the rate will start higher than variable market rates, ensuring instant liquidity attraction. Over time, as utilization shifts, rates will rebalance automatically to protect lending pools.
Behind the scenes, Chainlink oracles will serve as the primary source for price discovery. These feeds, along with fallback and aggregated oracles, will prevent flash crashes or manipulation in on-chain prices. This system will ensure that lenders and borrowers always interact at accurate and verified values.
Meanwhile, liquidity-aware liquidation incentives will help maintain order during market stress. When liquidation occurs, liquidators will be rewarded with discounts on collateral, ensuring rapid system stabilization while minimizing slippage.
Why Traders Are Rushing In
MUTM’s short-term appeal lies in its yield visibility and liquidity design. As pool utilization increases, the on-chain interest rates will automatically rise, creating a visible yield signal. Traders will see these returns reflected live on the dashboard, attracting both retail and professional liquidity to chase higher APYs.
This dynamic model will also boost demand for mtToken staking, since users will earn MUTM from both lending and staking rewards. Combined with the buyback mechanism — where platform revenue will be used to repurchase MUTM on the open market — token demand will increase naturally over time.
For traders, the math is straightforward. Investing $3,500 in Phase 6 at $0.035 will immediately rise to $0.040 once Phase 7 opens, equating to an instant $525 value gain. With listing projections near $0.06, this early position could grow even further as the platform launches and attracts liquidity.
Certified Security and Community Incentives
Security remains a pillar of Mutuum Finance (MUTM). The $50,000 bug bounty program offers tiered rewards, with payouts up to $2,000 for critical issues. This proactive approach ensures the platform’s robustness before its full mainnet rollout. Alongside, a $100,000 giveaway is ongoing, rewarding ten winners with $10,000 worth of MUTM each — a clear sign of Mutuum Finance (MUTM)’s commitment to its growing community.
Experts now consider MUTM one of the most undervalued yet well-structured projects in the current presale market. With all audit details transparent and a proven incentive framework, investor sentiment continues to grow stronger every week.
The Countdown to Phase 7
Phase 6 is already 60% sold, and demand continues to climb. Once this phase concludes, the price will shift from $0.035 to $0.040, locking in that 15% gain for early buyers.
Mutuum Finance (MUTM) isn’t just another token — it’s building a full lending ecosystem with stable returns, on-chain transparency, and smart liquidity design. As traders chase the next breakout opportunity, all signs point to MUTM as the most strategic entry before its price climbs again.
For more information about Mutuum Finance (MUTM) visit the links below:
- Website: https://www.mutuum.com
- Linktree: https://linktr.ee/mutuumfinance
