Traders are shifting fast. The chase for quick profits in the crypto market is heating up again. But this time, the focus is not on memes. Many short-term traders are now rotating from hype coins like Dogecoin and PEPE into utility-driven tokens that show real growth potential.
The name now gaining the spotlight is Mutuum Finance (MUTM) — a presale DeFi altcoin priced at just $0.035 that analysts believe can deliver short-term returns stronger than most meme favorites.
A Presale That Keeps Gaining Momentum
Mutuum Finance (MUTM) is now in Phase 6 of its presale. The price stands at $0.035, with over 60% of this phase already sold. The project has raised around $16.88 million so far and now has over 16,800 holders. The next phase price will rise to $0.040, marking a 15% increase, and only a limited discounted allocation remains.
The project’s CertiK audit adds to its trust. The audit includes Manual Review and Static Analysis, earning TokenScan 90.00 and Skynet 79.00 scores. Alongside, Mutuum Finance (MUTM) has launched a $50,000 bug bounty and a giveaway for early supporters.
The social reach is also expanding fast, with more than 12,000 Twitter followers joining the growing community. For those asking is crypto a good investment, the combination of transparency, security, and planned product rollout makes MUTM an appealing answer.
Traders Rotate from Memecoins to Real Utility
Dogecoin (DOGE) has long been the face of fun-driven trading. Its wide recognition keeps it alive during most bull runs, but its actual use remains limited. PEPE, on the other hand, thrives on pure speculation. Its wide swings offer quick trades but little stability. For many traders tracking crypto prices, the thrill is fading. They now want tokens that not only move fast but also have actual use cases.
That is why Mutuum Finance (MUTM) is catching attention. The project will bring a lending and borrowing platform where users interact through audited smart contracts. It will support both Peer-to-Contract (P2C) and Peer-to-Peer (P2P) systems. In P2C, users will lend stablecoins like DAI, and USDD or assets like BTC, and SOL into secure pools.
Lenders will receive mtTokens, which represent their share and can also earn interest. ETH will support up to 75% Loan-to-Value (LTV) under this setup.
The P2P side will focus on riskier assets such as PEPE and SHIB. Here, traders will set loan terms directly, while riskier tokens stay separate from the main pool to keep the system stable. This clear division makes Mutuum Finance (MUTM) attractive for traders who value safety and flexibility.
Real Demand Will Drive Short-Term Gains
Unlike meme coins, Mutuum Finance (MUTM) will create real token demand from actual use. Its lending and borrowing activity will generate daily transactions and platform fees. The buy-and-distribute model will then use this revenue to buy MUTM tokens from the market. These tokens will be redistributed to mtToken stakers, creating constant buying pressure and rewarding long-term participants.
A beta version will launch the token live event. Users will be able to test live features and track their earnings on an interactive dashboard. A Top-50 leaderboard rewards top contributors with bonus tokens, adding a fun and competitive edge to the experience. The team also plans listings on Binance after the presale. These listings will bring instant global liquidity and make entry easier for new buyers.
A trader who entered Phase 1 of the presale with $2,500 worth of ETH gains has already seen solid paper growth. That investment is now worth $8,750 at the current presale valuation. When the token lists near $0.14, that same holding will grow to $35,000 — a clear example of why traders are moving early.
The Mutuum Finance (MUTM) dashboard will help users track profits and see live returns. Features like the ROI calculator, wallet connect, and leaderboard bonuses will make the platform easy to use and enjoyable to engage with.
Time Is Running Short for Early Entries
Security and incentives also keep investor confidence high. With the CertiK audit, a 50,000 USDT bug bounty, and a $100,000 giveaway, the project is building a strong foundation before its launch. The team’s clear roadmap includes a full beta test, global exchange listings, and community reward programs.
Phase 6 of the presale is now almost 60% sold out. Once this stage closes, the price will rise to $0.040. Traders who enter now can lock in exposure before the beta-driven listing rush begins.
While DOGE and PEPE rely on social hype, Mutuum Finance (MUTM) brings something new — real on-chain demand, a working product, and transparent development. That is why short-term traders are calling it the next breakout DeFi altcoin under $1.
As the presale advances and listings approach, the opportunity window will shrink fast. For those searching for which crypto to buy for short-term profits, Mutuum Finance (MUTM) appears to be the smart move — built for traders who want fast results, real utility, and strong growth ahead.
For more information about Mutuum Finance (MUTM) visit the links below:
- Website: https://www.mutuum.com
- Linktree: https://linktr.ee/mutuumfinance
