If you’re a U.S. citizen living abroad and dabbling in crypto—whether trading, staking, freelancing, or just holding a bit of ETH since 2017—you still have obligations to the IRS. That’s the part many expats overlook. While crypto itself may be “borderless,” U.S. tax law is not. So yes, even if you’re working from a rooftop [...]
A story of zero commissions It is one of the most powerful gestures in modern finance. A single tap. A green button. And just like that you have invested in the future. Or so it seems. Trading today feels effortless. It is dressed up in smooth interfaces, glowing with zeroes. Zero commission. Zero paperwork. Zero [...]
If you’re a U.S. citizen freelancing from India, payments don’t just cross borders—they navigate hurdles. A client may approve your invoice, but that doesn’t guarantee funds will reach your Indian account quickly. For many freelancers handling B2B contracts, these challenges are even sharper, since large corporate clients rely on rigid accounting cycles. With cross-border transfers [...]
Pursuing higher education often necessitates taking out education loans. While these provide timely funding, managing loan repayments for years poses financial planning challenges for students and parents alike. An optimal approach is to accurately estimate the Equated Monthly Instalment (EMI) commitment before taking the loan. EMI calculators easily facilitate this. This article discusses effectively utilising [...]
Presently, a loan has become more accessible than ever before in this digital era. Personal loan applications and online platforms have been introduced leading to quick application for instant personal loans from home comfort by the borrowers. Nevertheless, with ease there also come a lot of scams regarding these kinds of loans. Protecting yourself involves [...]
As of June 30, 2024, there are approximately 19.10 crore mutual fund folios, with 15.33 crore concentrated in Equity, Hybrid, and Solution Schemes, reflecting the importance of strategic investment planning. These stats show that the population of India relies on investing in mutual funds more than stocks and equity funds. However, taking a step toward [...]
Are you an MSME business owner aiming to grow and expand your business? If so, financial planning should be your first step on this journey. It provides a roadmap for the future, helping you stay focused and on track. However, the success of financial plans is heavily influenced by access to affordable credit. Notably, the [...]
Systematic Investment Plans (SIPs) in mutual funds allow you to invest with as little as Rs 100 or Rs 500 a month. However, it may be hard to assess how these seemingly small amounts can potentially result in a significant sum over time. This wealth-building potential comes from the power of compounding. Compounding – the [...]
ETFs offer investors a unique and efficient way to diversify their portfolios and potentially achieve long-term financial goals. But what exactly are ETFs, and how do they work? This guide will discuss ETFs and provide all the essential information you need to make informed investment decisions. Understanding ETF Funds An ETF, or exchange-traded fund, is [...]
Exploring the market for a bike under 2 lakh can be exciting yet challenging, especially for new buyers looking for value without compromising quality. This price bracket is highly competitive, offering a range of motorcycles that cater to different preferences and needs. Whether you are a daily commuter or a weekend adventurer, there are ample [...]
