• Rashmi Kumari says:

    Hi Kritesh,
    Can you tell me the minimum amount needed to open this 3 in 1 account. The executive told me I would be charged Rs 850. Is there any yearly maintenance charge for this too?

    • Kritesh says:

      Hi Rashmi. My friend recently opened an account in SBI Smart and the Account opening charge was Rs 350. The annual maintenance charge for this was Rs 500. However, the broker may have a different plan. Will advice you can contact SBI for more info at 1800-209-9345. Further, you can find more here:

  • Megha says:

    Thanks for sharing informative post. Keep Posting.

  • Madhukar says:

    Whether new IPO application amount is also debited in trading account or from saving account irrespective of lien amount marked for trading account.

  • Madhukar says:


  • Amit says:

    Hi, I want know if I need to mark lien every month for monthly installment SIP in mutual funds?..

    • Kritesh says:

      The amount gets automatically deducted from your saving accounts generally. I haven’t used SBI smart for SIP. You can ask this query to the customer care of SBI Smart. Here is the link.

  • Hemanth Kumar says:

    How to invest in index funds through sbi smart like ICICI Pru NN50IF (G)

  • Pearl says:

    I placed order on through sbi demat for ntpc ltd two shares only in limit and the order book shows it as pending but the amount of 91.00 got deducted is this a kind of charge or brokerage for buying share at t+5 condition

  • Arjun says:

    What is t+5 and can I buy stocks directly from company without broker.

  • Praveen Kumar says:

    I want to sell my few of my shares , so if I choose the ‘sell’option will the market price be immediately credited to my SBI savings account????
    And in another case , if I choose AMO ‘sell’ option , once the market reopens will the specified shares be sold instantly and amount be credited to my SBI savings Bank account?

    • Hi Praveen. It generally takes almost a day to get the amount credited to your savings account. It won’t be credited immediately. If u choose AMO to sell order, first the order needs to get executed (depending on the match) and once it’s complete, the amount will be credited in your account in a day or two. I hope it helps.

      • Praveen Kumar says:

        Thank God! Are u sure the proceeds of sale would be directly credited to savings bank account linked with demat& trading account? Cuz years back I sold one equity share n idk where the proceeds of such share went only. It got completely disappeared! Fortunately it was just a 8rs share I think… Inorder to learn the working of stock exchange trading I sold it…. Now when I want to sell in values of thousands , I am bit scared! 🙁

        • It’s alright. Everyone is a little worried during their first trading. The amount will be credited to your linked saving account.

          • Praveen Kumar says:

            Thanks a lot bro…. Will get in touch with u again whenever any doubt arises in my mind! ??♥️

          • Praveen Kumar says:

            Bro I sold 3 of my SBI shares out of 5 , now the three of them seems to be debited from my demat acc but it isn’t credited to my SBI savings account. What shall I do now?

          • When did you sell the stocks? The stocks will be debited first from your demat account and the amount will be credited with 2 days.

          • Praveen Kumar says:

            Sold it on last Saturday AMO order , got debit messages today as of now , it seems the trade took place between 9:15-9:30 am today but to amount is not credited yet , so it will be credited within 2 days?

  • Rupesh says:

    Hi Abhishek,
    I want to buy shares for long term (2yers) is there any specific options there for that.


    I’m first time in this field.How much the minimum amount to buy a stock(any minimum limit like 10000 rupees or 10 quantity) from real trading account like SBI Smart.

  • Amit kumar says:

    SBI Customer care helpline number 852I6I 3O57 any problem please contact this helpline number 852I6I3O57 any question helpline number 886I78835O Any quary please contact your number… 852I6I3O57

  • SAJAL SARKAR says:


  • bhanu says:

    If I buy shares, the dividend amount will be credited to my savings account

  • Ramakrishna Mukthavaram says:

    Hello sir.. This is my first experience with the share marketing. How can I get into share marketing investment?
    What are the terms and conditions to get into

  • akn says:

    How do I view my trade balance such as the what and how many shares I hold and what is their current price ? Please help. Thanks.

  • Prof Swaminathan Shivakumar says:

    Kritesh , you have done a good job. God bless you.

  • Udaya Bhaskar says:

    Hi Kritesh,
    Thanks for the detailed explanation about the SBI Smart Trading account and am using the same. Could you please address the below queries:

    1. How to disable the Stocks collateral by default in SBI smart
    2. Is SBI smart gives T+5 trade option only for Nifty 50 stocks or any stock in NSE and BSE?
    3. How can i check my T+5 trade details which are in pool status after the trade

  • Arnab says:

    Is margin pledge necessary for buying stocks under limit option using sbi demat and trading account?

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