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17 Government-Backed Savings Schemes in India that Offer Guaranteed Returns; Interest Rates and Tax Benefits Compared

17 Government-Backed Savings Schemes in India that Offer Guaranteed Returns; Interest Rates and Tax Benefits Compared

by Trade Brains | May 25, 2026

Synopsis: Government-backed savings schemes and post office savings schemes continue to enjoy popularity in the year 2026 due to their safety and fixed interest rates. This article shows major schemes based on interest rates, investment limits, tenure, and taxation.  ...
Top Banks and NBFCs Offering the Lowest Gold Loan Rates in India — Muthoot, Manappuram & More

Top Banks and NBFCs Offering the Lowest Gold Loan Rates in India — Muthoot, Manappuram & More

by Jahnavi | May 25, 2026

Synopsis: The rise in retail loans 16.6% to ₹170.2 trillion in FY26, the gold loans lead this growth as lenders pivot to more secured assets. The banks and other financial institutions that offer low-interest gold loans are discussed in this article.  As gold...
RBI Floating Rate Savings Bonds vs Post Office Monthly Income Scheme (POMIS)- Which is Safer Investment Option?

RBI Floating Rate Savings Bonds vs Post Office Monthly Income Scheme (POMIS)- Which is Safer Investment Option?

by Trade Brains | May 24, 2026

Synopsis: This article compares RBI Floating Rate Savings Bonds and Post Office Monthly Income Scheme (POMIS) to understand which government-backed investment offers better safety, returns, and regular income. RBI Floating Rate Savings Bonds RBI Floating Rate Bonds...
Inheritance Tax in India: Are Bonds, Stocks & Mutual Funds Taxable for Nominees?

Inheritance Tax in India: Are Bonds, Stocks & Mutual Funds Taxable for Nominees?

by Trade Brains | May 24, 2026

Synopsis: In India, there is no inheritance tax imposed on equity, mutual funds, or bonds. However, inherited investment may still attract taxation in other forms such as capital gain, interest earned, or redemption. Inheritance of securities like stocks, mutual...
₹1 Crore in EPF vs SIP: Is Tax-Free Wealth Really Better Than Taxable Growth?

₹1 Crore in EPF vs SIP: Is Tax-Free Wealth Really Better Than Taxable Growth?

by Trade Brains | May 23, 2026

Synopsis: Most investors believe that tax-free investment plans, such as the EPF, are always better than tax-based investments, such as SIPs. But it is important to remember that wealth creation in the long run depends more on return on investments rather than taxes...
GIFT City Investments: How to Invest in Global Mutual Funds Through GIFT City

GIFT City Investments: How to Invest in Global Mutual Funds Through GIFT City

by Jasmitha | May 23, 2026

Synopsis – GIFT City investments are emerging as one of the largest investment trends in India that allow investors to access global markets and gain tax and regulatory benefits. This article discusses the concept of GIFT City, why it is attracting attention,...
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