The shares of this diversified non-banking finance company rose by up to 4 percent after the company’s board scheduled a meeting to consider and approve a bonus and stock split.
Price Movement
With a market capitalization of Rs 5.82 lakh crore, the shares of Bajaj Finance Ltd were trading at Rs 9,362.55 per share, increasing around 0.39 percent as compared to the previous closing price of Rs 9,326.25 apiece.
Reason for rise
The shares of Bajaj Finance Ltd have seen positive movement after the Board of Directors scheduled a meeting on April 29, 2025, to consider and approve the proposal for sub-division/split of existing equity shares with a face value of ₹2 each, along with a proposal for the issuance of bonus shares and Special (Interim) Dividend for FY2024-25.
Financial Growth
Looking forward to the company’s financial performance, revenue zoomed by 27 percent from Rs 14,164 crore in Q3FY24 to Rs 18,035 crore in Q3FY25, Moreover, during the same time frame, net profit magnified by 18 percent from Rs 3,639 crore to Rs 4,308 crore.
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Asset Quality
The company showcased robust asset quality with Net NPA at 48 bps and GNPA at 112 bps. Q4 credit cost stood between 2–2.05 percent, expected to fall below 2 percent by FY26. It is actively minimizing exposure to high-risk areas, particularly unsecured loans, as part of its risk strategy.
Market Outlook
Management expects 25 percent consolidated balance sheet growth and 22–23 percent profit growth in the next fiscal year. While remaining cautious due to macroeconomic headwinds, they aim to leverage strong capital and customer base, prioritizing margin maintenance and risk discipline without compromising profitability amidst potential credit cost pressures.
Future Developments
The company plans to expand its product range under the Airtel partnership while maintaining a stronghold in Tier 3 and 4 markets for gold loans, aiming to surpass 1,000 branches by year-end to strengthen its competitive edge.
Company Profile
Bajaj Finance Ltd. is engaged in the business of lending and accepting deposits. It has a diversified lending portfolio across retail, small and medium-sized enterprises (SMEs), and commercial customers with a presence in both urban and rural India.
Written by Abhishek Singh
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